who says Yishun is 'ulu' - no $1500psf no talk!
http://news.asiaone....says-yishun-ulu
age 25 buy condu liao? hmm ... i guess at age 25, salary is no $15k no talk liao ... lol
�
He thinks that every parent in Singapore has the money , the will and the love to support their 25 yr old children.
But that said, whats $200-300k in cash?
Most singaporeans have at least $700k in cash.
If you dont......*shake head*
I am flabbergasted not so long ago when conversing with a much younger person.
According to him, success is owning an investment property and collecting rent in comfort for the rest of his life.
Now, how many of us or our youths think this way? Scarily, a huge percentage, i'm afraid.
This is a thought of complacency, a thought of taking things for granted that Singapore will always be what it has been for the last 30 yrs. riding the wave of strong growth.
I personally believe that if we become a nation of landlords, we will be dead in no time.
I hope that we do not fall into this trap of dreaming to be just a landlord and letting others drive the economy. We need to be the backbone of our own economy. If not participating by working as an employee perhaps more so as a business owner directly.
I think that we must change the way we are conditioned to think.
That is of what success means.
Owning an investment property is not the journey to success but rather the fruit of many a success.
In other words, it is part of the result and not seen as the method to attain it.
I hope that in future, we can see many more Singapore brands, businesses, Singaporeans running our own show, instead of landlords waiting for tenants to come. For there is a limit, and in my opinion, we are near that limit.
Edited by Throttle2, 05 April 2015 - 11:06 PM.
Well said but cannot praise you anymore!
�
The truth is, at the�national level, many businesses are working for (and at the mercy of)�the landlords, from retailers to SME to other services.� Landlords can suka suka ask for 50% 100%�or more increase in rental upon renewal.� My office kena from�Mablebush �REIT before.....
�
So the young man could have transpose the national money making model onto his personal strategy!�
�
We all know who the biggest landlord is in Singapore.....
Yes correct, anyone still remember what mbt said during year 2011 GE election? Don't we people want to see our housing price keep rising? Even though the housing price is already not very affordable. Property agent, developer always want housing price to rise, the higher the property price they more happy. They keep avocation property price will only go up, and always say don't worry but already can rent out and earn passive income. But it's not sustainable if more and more people do that. Imagine if more and more people go buy property and rent out and earn passive income, they thought the income is good just by rental and give up work and enjoy life just by collecting passive income. Singapore will be going in downward spiral as these are the conditions that make people feel that no need work can earn good income. And then push housing price up further. Good? It's a disaster waiting to happen.Taking this discussion to a more serious note, we may be treading on dangerous grounds with the recent property boom sending the wrong messages to the young.
I am flabbergasted not so long ago when conversing with a much younger person.
According to him, success is owning an investment property and collecting rent in comfort for the rest of his life.
Now, how many of us or our youths think this way? Scarily, a huge percentage, i'm afraid.
This is a thought of complacency, a thought of taking things for granted that Singapore will always be what it has been for the last 30 yrs. riding the wave of strong growth.
I personally believe that if we become a nation of landlords, we will be dead in no time.
I hope that we do not fall into this trap of dreaming to be just a landlord and letting others drive the economy. We need to be the backbone of our own economy. If not participating by working as an employee perhaps more so as a business owner directly.
I think that we must change the way we are conditioned to think.
That is of what success means.
Owning an investment property is not the journey to success but rather the fruit of many a success.
In other words, it is part of the result and not seen as the method to attain it.
I hope that in future, we can see many more Singapore brands, businesses, Singaporeans running our own show, instead of landlords waiting for tenants to come. For there is a limit, and in my opinion, we are near that limit.
Now they government don't know when realise this and want to cool housing prices but developer and property agent don't want to budge, they keep think of creative ways just to make sure property price do not drop like giving property agent higher commission by selling instead of reducing selling price. They felt by selling lower will have domino effect and lower their income. I still feel government should keep very firm on the property cooling measures no matter how much pressure they keep come from property agent, developer and etc to ask government to remove the cooling measures. Also don't know why when government start to learn the toxic thing that the higher the property price they better without looking at overall sustainability. I'll rather to have slower growth in property price or drop in property price then to have a false raise in property price due to expansion of money supply I.e qe1, qe2, qe3 and will there be more qe? Then when everything come crashing down it would be also very fast and by then those property agent, developer u-turn and blame government why never do much to stop rising property price in 1st place when they knew how toxic the property price rise can be?
Edited by Yewheng, 06 April 2015 - 05:35 AM.
Well said but cannot praise you anymore!
�
The truth is, at the�national level, many businesses are working for (and at the mercy of)�the landlords, from retailers to SME to other services.� Landlords can suka suka ask for 50% 100%�or more increase in rental upon renewal.� My office kena from�Mablebush �REIT before.....
�
So the young man could have transpose the national money making model onto his personal strategy!�
�
We all know who the biggest landlord is in Singapore.....
The State as a strategic landlord is a must.
But a state only as a landlord is doomed.
Taking this discussion to a more serious note, we may be treading on dangerous grounds with the recent property boom sending the wrong messages to the young.
I am flabbergasted not so long ago when conversing with a much younger person.
According to him, success is owning an investment property and collecting rent in comfort for the rest of his life.
Now, how many of us or our youths think this way? Scarily, a huge percentage, i'm afraid.
This is a thought of complacency, a thought of taking things for granted that Singapore will always be what it has been for the last 30 yrs. riding the wave of strong growth.
I personally believe that if we become a nation of landlords, we will be dead in no time.
I hope that we do not fall into this trap of dreaming to be just a landlord and letting others drive the economy. We need to be the backbone of our own economy. If not participating by working as an employee perhaps more so as a business owner directly.
I think that we must change the way we are conditioned to think.
That is of what success means.
Owning an investment property is not the journey to success but rather the fruit of many a success.
In other words, it is part of the result and not seen as the method to attain it.
I hope that in future, we can see many more Singapore brands, businesses, Singaporeans running our own show, instead of landlords waiting for tenants to come. For there is a limit, and in my opinion, we are near that limit.
�
Actually, wouldn't the journey to owning an investment property compel that person to, in effect "drive the economy"...
I mean, the mindset is probably not right, but the ends justifies that thinking�right?
Edited by L_club23, 06 April 2015 - 10:18 AM.
Success is being a pimp
�
�
Actually, wouldn't the journey to owning an investment property compel that person to, in effect "drive the economy"...
I mean, the mindset is probably not right, but the ends justifies that thinking�right?
Yes, i see your point but lets think a bit further.
Beyond that, what happens.
Say today, my father left me a business to takeover.
This business could spark an array of creations, be it wealth, knowledge or other inspirations leading towards bigger ideals.
Compare that to if he left me an investment property which i just rent out for $10k per month.
It wouldnt quite spark me to do anything and does not create multiples in the economy as much as a real business would.
I say this becos i know of a handful of young people who enjoy this luxury.
They do not know what work really is. They just collect rent. A bit more or a bit less.
The sad truth is that that is all they think there is to it.
They are not stupid people but i think such a generation really becomes weak, soft and uncommitted.
no. 1 dream job in spore is to become landlord
�
shake leg and collect rent ...
Edited by Wt_know, 08 April 2015 - 10:41 AM.
Yes, i see your point but lets think a bit further.
Beyond that, what happens.
Say today, my father left me a business to takeover.
This business could spark an array of creations, be it wealth, knowledge or other inspirations leading towards bigger ideals.
Compare that to if he left me an investment property which i just rent out for $10k per month.
It wouldnt quite spark me to do anything and does not create multiples in the economy as much as a real business would.
I say this becos i know of a handful of young people who enjoy this luxury.
They do not know what work really is. They just collect rent. A bit more or a bit less.
The sad truth is that that is all they think there is to it.
They are not stupid people but i think such a generation really becomes weak, soft and uncommitted.
�
To have a large inheritance and just more or less live off it with no ambition whatsoever?
�
That's just sad... and I honestly�think that should be a minority.
Edited by L_club23, 08 April 2015 - 10:53 AM.
Yes, i see your point but lets think a bit further.
Beyond that, what happens.
Say today, my father left me a business to takeover.
This business could spark an array of creations, be it wealth, knowledge or other inspirations leading towards bigger ideals.
Compare that to if he left me an investment property which i just rent out for $10k per month.
It wouldnt quite spark me to do anything and does not create multiples in the economy as much as a real business would.
I say this becos i know of a handful of young people who enjoy this luxury.
They do not know what work really is. They just collect rent. A bit more or a bit less.
The sad truth is that that is all they think there is to it.
They are not stupid people but i think such a generation really becomes weak, soft and uncommitted.
�
Warrant Buffet said "I want to give my kids just enough so that they would feel that they could do anything, but not so much that they would feel like doing nothing."
�
Those guys you know have been given too much!
�
Many in MCF would gladly come forward to share the burden of too much inheritance....
�
But we all know that it is difficult�
Warrant Buffet said "I want to give my kids just enough so that they would feel that they could do anything, but not so much that they would feel like doing nothing."
�
Those guys you know have been given too much!
�
Many in MCF would gladly come forward to share the burden of too much inheritance....
�
What do i mean difficult?
Take myself for example.
I grew up in a HDB and only in my teens did my father start owning a japanese car
Today my kids have the luxury of living in a newly built landed property and grow up being driven around in premium contis
i am not saying that i had a hard life when i was young. I didnt.
But as i progressed, i pass on this progression to my children wholeheartedly.
Just as how my father would want to pass on the progression to me.
Given a choice, many if not most of us ,fathers would want to hand down a life of luxury where our children and grandchildren have no need to struggle with life.
Thats normal.
So what do i mean its difficult?
The difficulty sometimes ironic is in letting your kids rough it out and making their
own.
I think i need to constantly remind myself to teach them that their life belongs to themselves and what they make out of it. And while i will give them that hand of support, they should never take it for granted that it is for free or forever.
But its difficult.
You know what i mean?
Edited by Throttle2, 08 April 2015 - 06:05 PM.
But we all know that it is difficult
What do i mean difficult?
Take myself for example.
I grew up in a HDB and only in my teens did my father start owning a japanese car
Today my kids have the luxury of living in a newly built landed property and grow up being driven around in premium contis
i am not saying that i had a hard life when i was young. I didnt.
But as i progressed, i pass on this progression to my children wholeheartedly.
Just as how my father would want to pass on the progression to me.
Given a choice, many if not most of us ,fathers would want to hand down a life of luxury where our children and grandchildren have no need to struggle with life.
Thats normal.
So what do i mean its difficult?
The difficulty sometimes ironic is in letting your kids rough it out and making their
own.
I think i need to constantly remind myself to teach them that their life belongs to themselves and what they make out of it. And while i will give them that hand of support, they should never take it for granted that it is for free or forever.
But its difficult.
You know what i mean?
�
True that.
�
To have a large inheritance and just more or less live off it with no ambition whatsoever?
�
That's just sad... and I honestly�think that should be a minority.
�
Yes you are right.
![[thumbsup]](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_tsJffsWWZLs1YS82FkLkyLAWs6qQWGBEC7_mCFSvntN_w4lD1xvxBrY-5QjEAsMavxIpfRRqSWC_8GLad0BTNUVNb3IZmwXuX-nexQgAp2ao22UJ_2Y3dIw-bNd973cufogGeLW1o1=s0-d)
�
That would be very sad.
�
If anyone is rich, please don't leave all your money
�
to your kids and spoil them.�
�
Just leave it all to me and help your kids
�
to have happy productive lives.
�
I am already spoilt and cannot be spoilt anymore.
�
But we all know that it is difficult
What do i mean difficult?
Take myself for example.
I grew up in a HDB and only in my teens did my father start owning a japanese car
Today my kids have the luxury of living in a newly built landed property and grow up being driven around in premium contis
i am not saying that i had a hard life when i was young. I didnt.
But as i progressed, i pass on this progression to my children wholeheartedly.
Just as how my father would want to pass on the progression to me.
Given a choice, many if not most of us ,fathers would want to hand down a life of luxury where our children and grandchildren have no need to struggle with life.
Thats normal.
So what do i mean its difficult?
The difficulty sometimes ironic is in letting your kids rough it out and making their
own.
I think i need to constantly remind myself to teach them that their life belongs to themselves and what they make out of it. And while i will give them that hand of support, they should never take it for granted that it is for free or forever.
But its difficult.
You know what i mean?
Some truth to it but it is the values that is imparted that will determine how your kids will cope with life in the future, not the big houses and big cars they grow up with. In feudal times, the rich just indulged their kids (?????) but these days, even the very rich are pushing their kids very hard, especially in getting them educated and equipped for life.
I have come across many from privileged backgrounds that are super driven when it comes to work but they remain very pampered at home. Of course there are the bums (???) as well.
I heard the scions of certain property developers are already doing thatYes, i see your point but lets think a bit further.
Beyond that, what happens.
Say today, my father left me a business to takeover.
This business could spark an array of creations, be it wealth, knowledge or other inspirations leading towards bigger ideals.
Compare that to if he left me an investment property which i just rent out for $10k per month.
It wouldnt quite spark me to do anything and does not create multiples in the economy as much as a real business would.
I say this becos i know of a handful of young people who enjoy this luxury.
They do not know what work really is. They just collect rent. A bit more or a bit less.
The sad truth is that that is all they think there is to it.
They are not stupid people but i think such a generation really becomes weak, soft and uncommitted.
Have doctor and lawyer degrees but don't practise
Just sit around enjoy life and collect millions every month
Hire a chairman and ceo to run the business can liao
For those people it's ultimate in life lahActually, to clarify, its not that its wrong to hire a chairman or CEO or directors to run the business.
Becos that could be the most effective way.
But dont just go buying properties and living off the rental thinking that that is the ultimate in life lah.....
I should find out how to be born into such a family in the next life
�
of course EC cannot sell lah. there is no demand.
�
how many households in SG makes 12k and below? according to MCF, only 1%�
�
EC got this MSR regulation restricting a 12k income household to about 800k loan for 30 years. Lots of left over units are closer to 1 million. How to buy?
�
EC got this MSR regulation restricting a 12k income household to about 800k loan for 30 years. Lots of left over units are closer to 1 million. How to buy?
�
daddy mummy top up lo
�
daddy mummy top up lo
�
Seems like the "daddy mummy top up" category drying up liao.
�
Those above this category, daddy mummy will help them get private straight away. Below this category, daddy mummy not enough money to help them top up.
http://business.asia...er-unsold-units
�
EC got this MSR regulation restricting a 12k income household to about 800k loan for 30 years. Lots of left over units are closer to 1 million. How to buy?
Actually, I can afford ec but not qualified since my wife already 2nd timer when we bought our marital HDB home.... Even with me now as new citizen also cannot buy I believe as long her name is involved...too bad, wanna help them of load one unit also cannot....hehehe...
no more hiding in furniture voucher, absorb absd, chinese new year angpow, christmas gift, etc?
huat ah!!!
Attached Thumbnails
Edited by Wt_know, 06 June 2015 - 09:27 AM.
the game of hiding true transacted price is over?
no more hiding in furniture voucher, absorb absd, chinese new year angpow, christmas gift, etc?
huat ah!!!
Agents will be agents, look at their comments on the "hot" market that people are "rushing" to buy.
Then "kindheartedly" advise people not to rush....
Muayhahahahahahaha
oH COME ON ALREADY!
lai lai lai ... got Great Singapore Sales bo?
�
1. Hong Kong Land
2. Qingjian Realty
3. MCC Land
4. City Developments Limited
5. Kingsford
Attached Thumbnails
Edited by Wt_know, 06 June 2015 - 08:23 PM.
lai lai lai ... got Great Singapore Sales bo?
�
1. Hong Kong Land
2. Qingjian Realty
3. MCC Land
4. City Developments Limited
5. Kingsford
�
GSS?
�
wait until developer stock price crash like 2008
�
when suntec can give u 20% yield or maybe keppel land gets delisted
�
then maybe can see some real discount bah� ![[:)]](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_tPice4NIpPwhX5tBHjx6avnVFkKoqY5GADSnooJIBMnxxg9cNB8lI77COeI_Ey1okfuVfXBbt1TVVHK5zHs8eV3tQK5uURvOXiRJM88MIxdcPK241GnrCL-fP_LOiOkIr2WwZ33A=s0-d)
No update?
lai liao ... with the glut of housing supply particularly EC ...
must raise income ceiling so that more people can buy EC ... lol
�
BTO raised to $12K?
EC raised to $15K?
�
developer huat ah ... EC can priced at $1.5M liao ... so affordable ...
�
http://www.channelne...io/1935260.html
�
HDB LOOKING INTO RAISING INCOME CEILING�
HDB is also looking into raising the income ceiling for those hoping to buy new HDB flats and executive condominiums, according to Mr Khaw. Changes are likely to be made known in August as well.
�
The last time the income ceiling for Build-to-Order (BTO) flats was raised was in 2011, from S$8,000 to S$10,000. Likewise for executive condominiums, the income limit was raised in 2011 from S$10,000 to S$12,000.
Edited by Wt_know, 24 June 2015 - 08:12 AM.
buying a condo is your GOLDEN TICKET ... huat ah!
3 years smelly smelly up 20% ... another 20 years at least double?
buy a condo, stay for 20 years and it's FREE ! LOL
�
Why Are Singaporeans Still Choosing a Condo Over an HDB Flat?
Attached Thumbnails
Edited by Wt_know, 24 June 2015 - 08:38 AM.
buying a condo is your GOLDEN TICKET ... huat ah!
�
Why Are Singaporeans Still Choosing a Condo Over an HDB Flat?
�
Fool's gold you mean.�
![[laugh]](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_vJxBfqGRZ6kyjp_tF8njc2MNiGTMyD7JbvQSUoI7Za-cPXsC_9Msy7l48UwRYIMROzxTf42fao9GKwKMB21-n86srH3fJMCBAierXx4jrkJShPXFyoitquIXypF2R3Tdl5R-JcTw=s0-d)
lai liao ... with the glut of housing supply particularly EC ...
must raise income ceiling so that more people can buy EC ... lol
�
BTO raised to $12K?
EC raised to $15K?
�
developer huat ah ... EC can priced at $1.5M liao ... so affordable ...
�
http://www.channelne...io/1935260.html
�
�
raise until T2 can buy bto
�
then he can stop constantly asking where's his hdb
�
�
raise until T2 can buy bto
�
then he can stop constantly asking where's his hdb
�
�
I thought he claims to live in a CCK HDB?
�
Did he lose it?
�
raise until T2 can buy bto
�
then he can stop constantly asking where's his hdb
�
I live in 4 rm flat in CCK as Kusje mentioned
I live in 4 rm flat in CCK as Kusje mentioned
�
�
But we all know that it is difficult
What do i mean difficult?
Take myself for example.
I grew up in a HDB and only in my teens did my father start owning a japanese car
Today my kids have the luxury of living in a newly built landed property and grow up being driven around in premium contis
i am not saying that i had a hard life when i was young. I didnt.
But as i progressed, i pass on this progression to my children wholeheartedly.
Just as how my father would want to pass on the progression to me.
Given a choice, many if not most of us ,fathers would want to hand down a life of luxury where our children and grandchildren have no need to struggle with life.
Thats normal.
So what do i mean its difficult?
The difficulty sometimes ironic is in letting your kids rough it out and making their
own.
I think i need to constantly remind myself to teach them that their life belongs to themselves and what they make out of it. And while i will give them that hand of support, they should never take it for granted that it is for free or forever.
But its difficult.
You know what i mean?
�
�
Yandao eh , don't tally leh.
Win liao lor, can increase price of BTO.
Win liao lor, can increase price of BTO.
�
you know them very well.... when they fart, you straight away know what they eat in lunch...
�
BTO $500K ... EC $1M .... affordable wor ... muahahaha
�
Win liao lor, can increase price of BTO.
�
�
you know them very well.... when they fart, you straight away know what they eat in lunch...
�
�
National motto is What's Wrong With Collecting More Money? WWWCMM?
�
Also don't forget their developer friends got a lot of unsold EC units, need to help mah.
�
Life is Singapore very tough man, couple with 15k combined income also need housing grant ok?
�
�
�
�
Yandao eh , don't tally leh.
Brother, ???????
Better mah.
If everything tally, no fun liao
lai liao ... with the glut of housing supply particularly EC ...
must raise income ceiling so that more people can buy EC ... lol
�
BTO raised to $12K?
EC raised to $15K?
�
developer huat ah ... EC can priced at $1.5M liao ... so affordable ...
�
http://www.channelne...io/1935260.html
�
�
Wow!� Then those whose households are earning between 12k-15K will go and grab the balance EC liao.� Then the developers will be looking forward these sales after August and expected the price to remain or increase liao.
�
There goes my hope of owning an EC!� I better be contended and stay in HDB.� :)�
�
�
Yandao eh , don't tally leh.
�
You must improve your comprehension skills.
�
He said his children live in the landed property and his children sit in the premium conti.... The rest is free for others to interpret� or misinterpret.
�
Wow!� Then those whose households are earning between 12k-15K will go and grab the balance EC liao.� Then the developers will be looking forward these sales after August and expected the price to remain or increase liao.
�
There goes my hope of owning an EC!� I better be contended and stay in HDB.� :)�
�
�
better buy PC then rent out your HDB...
�
�
Wow!� Then those whose households are earning between 12k-15K will go and grab the balance EC liao.� Then the developers will be looking forward these sales after August and expected the price to remain or increase liao.
�
There goes my hope of owning an EC!� I better be contended and stay in HDB.� :)�
�
�
As long as developers don't raise the price and your choice unit isn't taken, why cannot?
it's hard to believe developer do not raise price or do not shrink size (useable space)
these are the 2 things in developer mind 24x7
�
As long as developers don't raise the price and your choice unit isn't taken, why cannot?
�
Edited by Wt_know, 25 June 2015 - 10:22 AM.
lai liao ... with the glut of housing supply particularly EC ...
must raise income ceiling so that more people can buy EC ... lol
�
BTO raised to $12K?
EC raised to $15K?
�
developer huat ah ... EC can priced at $1.5M liao ... so affordable ...
�
http://www.channelne...io/1935260.html
�
�
huat ah!!!!!
this gonaa be fun!!!
Enye, on 25 Jun 2015 - 10:01 AM, said:�
better buy PC then rent out your HDB...
�
�
�
if owner buys a pc and�still keep�hdb, owner must stay in hdb (rent out pc)
�
You must improve your comprehension skills.
�
He said his children live in the landed property and his children sit in the premium conti.... The rest is free for others to interpret� or misinterpret.
�
Sorry i attending fu qing uni one , ang mo ish no goot.
�
�
�
if owner buys a pc and�still keep�hdb, owner must stay in hdb (rent out pc)
�
vice versa is allowed
�
unless rules changed again
�
Enye, on 25 Jun 2015 - 11:24 AM, said:�
vice versa is allowed
�
unless rules changed again
�
�
�
issit?!!
�
Wow!� Then those whose households are earning between 12k-15K will go and grab the balance EC liao.� Then the developers will be looking forward these sales after August and expected the price to remain or increase liao.
�
There goes my hope of owning an EC!� I better be contended and stay in HDB.� :)�
�
Oh like that means mass market private property got huge competition loh.....
Mr Khaw said about 80 per cent of applicants meet the requirements for purchasing a HDB flat, and it is uncommon for prospective buyers to have income that exceeds the income ceiling. �
�
Well, that is coming from Captain Obvious. Those that do not meet the requirement evidently will not be applying for it in the first place.
�
�
issit?!!
Yes that's why the rich people say unfair
U stay hdb meh?
Spring, on 25 Jun 2015 - 1:19 PM, said:My understanding is Private owners can't buy HDB unless they sell their private property.
�
HDB owners can buy Private but must live in the HDB. Idea is that the Private is for Investment but I don't think you can stay in the Private and rent out the HDB cos that would mean you do not need the HDB and so should sell it away. HDB is not meant for investment.
�
ya that's what I thought too..............................................until today lol
i'm afraid your understanding on this is wrong liao ... hehe
�
HDB is the best tool of investment .... "subtly" ... like "dont say i say one"
�
buy tok kong hdb like Pinnacle ... no $1M no sell
buy bto ... sell after MOP
keep hdb ... let out to collect rental ... and the "legendary" lock 1-room
buy hdb ... let out to FT and use the rental income to fund 2-bedder mickey mouse condo ... lol
buy hdb ... let out and stay in jb
buy hdb and live with in-law (this one besterest ... no need to pay rent and food ... muahahaha)
�
HDB generates the highest ROI ... lol
�
HDB is the best ... too bad T2 cannot get his ... muahahahaha
�
HDB owners can buy Private but must live in the HDB. Idea is that the Private is for Investment but I don't think you can stay in the Private and rent out the HDB cos that would mean you do not need the HDB and so should sell it away. HDB is not meant for investment.
�
Edited by Wt_know, 25 June 2015 - 01:36 PM.
�
Hmm then the whole 1 room lock people? They are people who sublet before MOP is out?
�
Sorry not sure if I've read it correctly but that link doesn't mention anything about owning a private property? I stand corrected though.
i'm afraid your understanding on this is wrong liao ... hehe
�
HDB is the best tool of investment .... "subtly" ... like "dont say i say one"
�
buy tok kong hdb like Pinnacle ... no $1M no sell
buy bto ... sell after MOP
keep hdb ... let out to collect rental ... and the "legendary" lock 1-room
buy hdb ... let out to FT and use the rental income to fund 2-bedder mickey mouse condo ... lol
buy hdb ... let out and stay in jb
buy hdb and live with in-law (this one besterest ... no need to pay rent and food ... muahahaha)
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HDB generates the highest ROI ... lol
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i love HDB ... too bad T2 cannot get his ... muahahahaha
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HDB, the cornerstone of Singapore society
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Hmm then the whole 1 room lock people? They are people who sublet before MOP is out?
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Yup. Before MOP is up, cannot rent out the whole flat.
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Lock 1 room and rent out the rest is also illegal - If your tenant or neighbour complains the gg to you.
Enye, on 25 Jun 2015 - 1:25 PM, said:�
now that you know....
�
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time to go PC shopping
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ya....but...casually looking around only..
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you are looking too?
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ya....but...casually looking around only..
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you are looking too?
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expecting to be retrenched in 2 years' time
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what do you think?
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![[bigcry]](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_vRLUVMZSeFfeacwGhA7bGclegfXpq20mBorjTI7fTwUn6jJJPhTMQn1TUguiAbj2iQf2TwjYzKD4eU1ckCk9EMOr7SVGwtCpv3XMIBGZwvVXL0JmTBOWm39CeVp2ZxzOlAjz_bZ8s=s0-d)
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Sorry not sure if I've read it correctly but that link doesn't mention anything about owning a private property? I stand corrected though.
�
Found you a better link.
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http://www.hdb.gov.s...se?OpenDocument
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Sorry not sure if I've read it correctly but that link doesn't mention anything about owning a private property? I stand corrected though.
�
I have the same perception as u. Can own PC but must stay in HDB.
Enye, on 25 Jun 2015 - 1:53 PM, said:�
expecting to be retrenched in 2 years' time
�
what do you think?
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retrenchment sure have $$ pay out....can join latio2005a gardening keke...
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But not many job can�be like �oon oon jiak bee hoon also.....
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expecting to be retrenched in 2 years' time
�
what do you think?
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What industry and why 2 years?
another "jobless" joining Latio for kopi ... anytime anywhere ... so shiok ...
and T2 is there to wipe the table after la kopi ... muahahaha
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expecting to be retrenched in 2 years' time
�
what do you think?
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Edited by Wt_know, 25 June 2015 - 02:03 PM.
another "jobless" joining Latio for kopi ... anytime anywhere ... so shiok ...
�
Drive his sharan to interview� ![[:p]](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_t96ktkSJZuU9Jj8rrCZo34Ysw8bxtm8i4GW4JMnjxB52nQS2pXeC2y901qGb6KIuo8rq1G0r4fi1ztvm8iab1YJLEeiHAiHXto-By34UhngsFfFHj_459Ta_wfnPyrZZNULvZQxfE=s0-d)
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retrenchment sure have $$ pay out....can join latio2005a gardening keke...
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But not many job can�be like �oon oon jiak bee hoon also.....
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Retrenchment package is not a compulsory thing so companies can choose not to give anything okay?
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But I've also seen some companies that state the retrenchment benefits in the official contract (very rare!).
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Thanks!
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Think the conclusion is you can't stay in the private unless HDB grants you exceptional approval.
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Thanks!
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Think the conclusion is you can't stay in the private unless HDB grants you exceptional approval.
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As far as I know, the approval is not exceptional. Everyone I know who has tried applying has gotten the approval (provided you meet the criteria la).
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That's not to say that they can't suddenly change their minds though.
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Thanks!
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Think the conclusion is you can't stay in the private unless HDB grants you exceptional approval.
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I think for our parents, quite easy. Stay with children then sublet out HDB.
Mustank�Right hor ?
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As far as I know, the approval is not exceptional. Everyone I know who has tried applying has gotten the approval (provided you meet the criteria la).
�
That's not to say that they can't suddenly change their minds though.
�
Yeah purposely put like that. Easy to rescind if enough people make noise about it one day. But unlikely since, 80% still live in HDB and have upgrading dreams.
Kusje, on 25 Jun 2015 - 2:00 PM, said:�
Retrenchment package is not a compulsory thing so companies can choose not to give anything okay?
�
But I've also seen some companies that state the retrenchment benefits in the official contract (very rare!).
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yup true..not compulsory
usually big MNCs will�give
but local and SME�companies...Tan Ku Ku
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retrenchment sure have $$ pay out....can join latio2005a gardening keke...
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But not many job can�be like �oon oon jiak bee hoon also.....
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hoping for payout first....
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but definitely not in the league of latio2005a types
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after that maybe go drive taxi
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What industry and why 2 years?
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not industry issue....company issue
Enye, on 25 Jun 2015 - 2:07 PM, said:Enye, on 25 Jun 2015 - 2:07 PM, said:�
hoping for payout first....
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but definitely not in the league of latio2005a types
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after that maybe go drive taxi
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yup he's my idle� idol
wish I can be like him soon ..can idle around..sibei shiok
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ideally, once my kids start working...I should start�"eat free nothing to do" liao
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nehmind, still have 2years to look around things to do or jobs opportunity
try venture small biz if have lobang/kangtow now..
taxi I personally don't quite recommend...not good for health
Edited by Sunny, 25 June 2015 - 02:15 PM.
�
hoping for payout first....
�
but definitely not in the league of latio2005a types
�
after that maybe go drive taxi
�
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not industry issue....company issue
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Not industry issue then can move companies - no need to drive taxi.
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How come need 2 years to retrench anyway?
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Anyway, if you are really going to drive taxi, you can try uber with your private car (save on taxi rental
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I think for our parents, quite easy. Stay with children then sublet out HDB.
Mustank�Right hor ?
�
Yeah purposely put like that. Easy to rescind if enough people make noise about it one day. But unlikely since, 80% still live in HDB and have upgrading dreams.
�
that one is the bestest liao
getting parents to come and stay got many goods
1) grandparent come and help out take care of kids
2) grandparent watch over the maid
3) grandparent get free income from rental
4) i no need give my dad and mum so much
![[sly]](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_tneYVVjCCw78tLB7L9yQYQ5PDhNiQ1pVW-F-DXrq35LemBeIYk7PNRWRaQoFo_tYrBDNlLBb_gCWSl2B5EyxyxvR5iwGcamjz0mUiKHsqObN3yIxwB3hwZ77gY8qhvskQHasw=s0-d)
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Not industry issue then can move companies - no need to drive taxi.
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How come need 2 years to retrench anyway?
�
Anyway, if you are really going to drive taxi, you can try uber with your private car (save on taxi rental
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not 2 years to retrench but expectation is within the next 2 years
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no income cannot pay car installments ...i not t2 full cash type
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lelong lelong
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hoping for payout first....
�
but definitely not in the league of latio2005a types
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after that maybe go drive taxi
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not industry issue....company issue
http://www.straitsti...ing-singapores-
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http://www.straitsti...-roads-20150512
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I did consider getting a taxi licence. But developments like these put paid to those dreams.
�
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yup he's my
idle� idolwish I can be like him soon ..can idle around..sibei shiok
�
ideally, once my kids start working...I should start�"eat free nothing to do" liao
�
�
�
nehmind, still have 2years to look around things to do or jobs opportunity
try venture small biz if have lobang/kangtow now..
taxi I personally don't quite recommend...not good for health
�
sole breadwinner...no time to idle around
�
else everybody drink northwest wind
�
http://www.straitsti...ing-singapores-
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http://www.straitsti...-roads-20150512
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I did consider getting a taxi licence. But developments like these put paid to those dreams.
�
any lobang in Vn?
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I think Uber is employing. Wage guarantee for peak hours.
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http://www.straitsti...ing-singapores-
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http://www.straitsti...-roads-20150512
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I did consider getting a taxi licence. But developments like these put paid to those dreams.
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any lobang in Vn?
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Drive here in VN???
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MLMLWML.�
Drive here in VN???
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MLMLWML.�
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no lah...job lobang in Vn
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no lah...job lobang in Vn
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Decent job lobang in VN must find in SG.
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Lobangs found in VN itself quite chui because you ownself want to come one, not people ask you to come.�
I think Uber is employing. Wage guarantee for peak hours.
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I wanted to apply.
KNN must be saloon or MPV. Coupe cannot.
Chey
I thought i can charge premium and tompang XMM.....
I wanted to apply.
KNN must be saloon or MPV. Coupe cannot.
Chey
I thought i can charge premium and tompang XMM.....
Just park outside nightclub, sure got xmm board your ride ....Hehe...
Brother, i want to get paid, not pay ............ And i mean $$$$$Just park outside nightclub, sure got xmm board your ride ....Hehe...
Muayhahahahahaha
Edited by Throttle2, 27 June 2015 - 09:59 PM.
I told him no hurry.
So it seems that it is still not sold out yet?!?!?!?!?
How come!?!?!?
Oh so the agent toa pow lah.....thats ok, thats what they do.
Attached Thumbnails
now every tom dick and harry also advertise ...
few mins walk to World Heritage Site ...
so, can up the price by another 10%? lol
Edited by Wt_know, 17 July 2015 - 11:24 PM.
now every tom dick and harry also advertise ...
few mins walk to World Heritage Site ...
so, can up the price by another 10%? lol
My previous place is really a few mins walk to BotGard.
In fact if i hit a golf ball with a 9iron, it will land inside already, muayhahahahah
But KNN didnt by the semi D at jalan harom setangkai, otherwise, i ho say liao like Latiobro
Not Now still so pai miah...
it's hard to believe developer do not raise price or do not shrink size (useable space)
these are the 2 things in developer mind 24x7
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Actually, if HDB resists temption to shrink unit size and control pricing (various methods to do this, even for resale market) while private developers continues to do so, there will come a tipping point whereby HDB offers better and more spacious living for family and people stop buying 700- 800 sq ft 3BR private condo. Possible?
Oh like that means mass market private property got huge competition loh.....
Another attempt by the state to control private housing market?
I remember NTUC used to play that role, to keep cost of living in check, but not sure if it still has that sort of mandate.
hdb price relate to cpf relate to workforce relate to salary relate to gdp relate to everything
you see the "impact" of hdb
Actually, if HDB resists temption to shrink unit size and control pricing (various methods to do this, even for resale market) while private developers continues to do so, there will come a tipping point whereby HDB offers better and more spacious living for family and people stop buying 700- 800 sq ft 3BR private condo. Possible?
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