mycarforum: Private property prices... Up or Down? part 50

I am happy for you too.

Govt already gave us live demo of what is pent up demand.

Relak tiny bit, COE up 7K.

If now can still qualify and afford, any size also can take.

I talk cock only lah, where got money to buy? But at least I still have a job, not sure if I still have it next month though. Your respect is really misplaced, give it to T2 lah, he truly deserves it. Lol.

I believe in property, just not mickey mouse unit. Think rental for 400sqft unit is also below $2k a month now (save for prime district) and dropping. And one should calculate based on 11 months of rental income. Also, whether one can rent it out consistently is another big question mark.

Just kidding around in this super bullish, feel good, property thread. I read liow also happy (net worth bo tai no chi increase a little), so just share my joy. Haha...

I am happy for you too.

Govt already gave us live demo of what is pent up demand.

Relak tiny bit, COE up 7K.

If now can still qualify and afford, any size also can take.

I don't think CM is going away soon. The more developers asked for it, the more govt will resist, anyway, as confirmed by many here, prices never drop, so why the need to remove CMs?

Happy but no use, no plan to encash, not in this market.

I talk cock only lah, where got money to buy? But at least I still have a job, not sure if I still have it next month though. Your respect is really misplaced, give it to T2 lah, he truly deserves it. Lol.

I believe in property, just not mickey mouse unit. Think rental for 400sqft unit is also below $2k a month now (save for prime district) and dropping. And one should calculate based on 11 months of rental income. Also, whether one can rent it out consistently is another big question mark.

Just kidding around in this super bullish, feel good, property thread. I read liow also happy (net worth bo tai no chi increase a little), so just share my joy. Haha...

Wah lau Voodoo, i down here selling my possessions to survive the month leh.....
Cant even think about buying even if i truly wanted to buy.
Luckily i truly dont want to buy....wahahaha
Perfect timing

Edited by Throttle2, 08 June 2016 - 06:10 PM.

??????????

Happy for you too.

Wah lau Voodoo, i down here selling my possessions to survive the month leh.....
Cant even think about buying even if i truly wanted to buy.
Luckily i truly dont want to buy....wahahaha
Perfect timing

For you bro. I want to offer some words of encouragement but I think I need it more, if I lose my job, I have no rolexes and porky to sell. Everyday drink northwestern wind. You are the lucky one.

Article WRITTEN by JOSHUA BECKER:

I love owning less.
I made a decision years ago to intentionally live with fewer possessions. It was born, mainly, out of my growing discontent with the focus of my life�s energy. As the size of my home increased and the number of things stuffed into closets grew, more and more time was spent caring for them.
While cleaning my garage one Saturday morning, I began to realize how much of my life was being stolen by the things that I own. As a result, the things that meant the most to me were being neglected. I immediately began to remove the nonessential.
Since deciding to own less, I�ve experienced countless benefits: more time, more money, more freedom, more energy, less stress, and less distraction.
Owning less provides me the opportunity to pursue my greatest passions. It�s great. And I�ll never go back to my previous lifestyle.
But along the way, I discovered something even better than owning less: Wanting less.
I�ll explain.
Not long ago, I was visiting a friend at his home down the street. As we were talking, he mentioned how nervous he was about the upcoming weekend. I began to ask why.
�Well,� he said, �we have some new friends coming over for dinner. And I�m a little embarrassed about the size of our house.� He proceeded to tell me the backstory.
Recently, he and his wife had met some new friends. And last weekend, they went to their house for dinner.
�Joshua, it was huge,� he remarked, �and beautiful and every room had gorgeous furniture in it. It was one of the nicest homes I�ve ever been in!�
But now, this coming weekend, their friends would be coming over to their home for the first time. And last weekend�s experience has left my friend self-conscious about the size of his home.
I went about my friendly-duty of assuring him he had nothing to worry about. Things would be just fine. His house was plenty big. And the feeling you get when you enter a home is far more important than square footage or the make of the furniture.
All the while, I felt a bit of sadness for him. What a crummy way to live� constantly scanning the possessions of others and comparing them to your own. There is no joy to be found in that approach to life. It will always lead to discontent and envy.
But soon after, I began to analyze the emotions and feelings I had experienced during his telling of the story. We had moved into a smaller home years ago and I couldn�t be happier with it�the benefits of a smaller home are fantastic. I don�t even want a bigger house anymore. I drive past them all the time and think to myself, �I�m sure glad I don�t have to take care of that big thing!�
As my friend was sharing his story, I began to reflect on how much my life has changed and how unattractive the constant pursuit of material possessions has become to me. Not only do I own less, I want less. And this is a wonderful place to be.
Because I don�t want to own more than I already have, I am freed from the constant comparing of my stuff to others. I am no longer bound to the incessant pursuit of more money and more stuff. I have found contentment in the things that I own. I have discovered more room for generosity. And I have begun to bend my pursuits towards things that matter.

Indeed, owning less is great, but wanting less is even better.

For you bro. I want to offer some words of encouragement but I think I need it more, if I lose my job, I have no rolexes and porky to sell. Everyday drink northwestern wind. You are the lucky one.

Article WRITTEN by JOSHUA BECKER:

I love owning less.
I made a decision years ago to intentionally live with fewer possessions. It was born, mainly, out of my growing discontent with the focus of my life�s energy. As the size of my home increased and the number of things stuffed into closets grew, more and more time was spent caring for them.
While cleaning my garage one Saturday morning, I began to realize how much of my life was being stolen by the things that I own. As a result, the things that meant the most to me were being neglected. I immediately began to remove the nonessential.
Since deciding to own less, I�ve experienced countless benefits: more time, more money, more freedom, more energy, less stress, and less distraction.
Owning less provides me the opportunity to pursue my greatest passions. It�s great. And I�ll never go back to my previous lifestyle.
But along the way, I discovered something even better than owning less: Wanting less.
I�ll explain.
Not long ago, I was visiting a friend at his home down the street. As we were talking, he mentioned how nervous he was about the upcoming weekend. I began to ask why.
�Well,� he said, �we have some new friends coming over for dinner. And I�m a little embarrassed about the size of our house.� He proceeded to tell me the backstory.
Recently, he and his wife had met some new friends. And last weekend, they went to their house for dinner.
�Joshua, it was huge,� he remarked, �and beautiful and every room had gorgeous furniture in it. It was one of the nicest homes I�ve ever been in!�
But now, this coming weekend, their friends would be coming over to their home for the first time. And last weekend�s experience has left my friend self-conscious about the size of his home.
I went about my friendly-duty of assuring him he had nothing to worry about. Things would be just fine. His house was plenty big. And the feeling you get when you enter a home is far more important than square footage or the make of the furniture.
All the while, I felt a bit of sadness for him. What a crummy way to live� constantly scanning the possessions of others and comparing them to your own. There is no joy to be found in that approach to life. It will always lead to discontent and envy.
But soon after, I began to analyze the emotions and feelings I had experienced during his telling of the story. We had moved into a smaller home years ago and I couldn�t be happier with it�the benefits of a smaller home are fantastic. I don�t even want a bigger house anymore. I drive past them all the time and think to myself, �I�m sure glad I don�t have to take care of that big thing!�
As my friend was sharing his story, I began to reflect on how much my life has changed and how unattractive the constant pursuit of material possessions has become to me. Not only do I own less, I want less. And this is a wonderful place to be.
Because I don�t want to own more than I already have, I am freed from the constant comparing of my stuff to others. I am no longer bound to the incessant pursuit of more money and more stuff. I have found contentment in the things that I own. I have discovered more room for generosity. And I have begun to bend my pursuits towards things that matter.

Indeed, owning less is great, but wanting less is even better.

Thanks for this good read.
Actually several years ago, i have also begun to own less material possessions.
Nowayears i dont yearn for more. I no longer seek a better car or a more expensive watch.
Certainly dont need to see and be seen.

Am still far from Zen state I admit but slowly improving.
Hope to get better as i get older

Cheers mate

it's a good sign that T2 starts collecting property like monopoly? [sly]

share share leh ...

�

Thanks for this good read.
Actually several years ago, i have also begun to own less material possessions.
Nowayears i dont yearn for more. I no longer seek a better car or a more expensive watch.
Certainly dont need to see and be seen.

Am still far from Zen state I admit but slowly improving.
Hope to get better as i get older

Cheers mate

�

Edited by Wt_know, 08 June 2016 - 07:04 PM.

Thanks for this good read.
Actually several years ago, i have also begun to own less material possessions.
Nowayears i dont yearn for more. I no longer seek a better car or a more expensive watch.
Certainly dont need to see and be seen.

Am still far from Zen state I admit but slowly improving.
Hope to get better as i get older

Cheers mate

Don't know if it is middle age wisdom or what, but I share the same journey (not that I have a lot to begin with) and life has been better since. Never been happier (save for my crazy uni days). I certainly am not striving for enlightenment, just to relearn a little on what is important in life, still working on it.

What is interesting is as I yearn for less these few years, I became a lot more generous and able to laugh at myself a little more often.

Cheers.

Edited by Voodooman, 08 June 2016 - 07:15 PM.

Don't know if it is middle age wisdom or what, but I share the same journey (not that I have a lot to begin with) and life has been better since. Never been happier (save for my crazy uni days). I certainly am not striving for enlightenment, just to relearn a little on what is important in life, still working on it.

What is interesting is as I yearn for less these few years, I became a lot more generous and able to laugh at myself a little more often.

Cheers.

Ooops we OT liao.

Bro, in so doing, you are one step nearer enlightenment [flowerface]

�

I certainly am not striving for enlightenment, just to relearn a little on what is important in life, still working on it.

What is interesting is as I yearn for less these few years, I became a lot more generous and able to laugh at myself a little more often.

Cheers.

�

For you bro. I want to offer some words of encouragement but I think I need it more, if I lose my job, I have no rolexes and porky to sell. Everyday drink northwestern wind. You are the lucky one.

Article WRITTEN by JOSHUA BECKER:

I love owning less.
I made a decision years ago to intentionally live with fewer possessions. It was born, mainly, out of my growing discontent with the focus of my life�s energy. As the size of my home increased and the number of things stuffed into closets grew, more and more time was spent caring for them.
While cleaning my garage one Saturday morning, I began to realize how much of my life was being stolen by the things that I own. As a result, the things that meant the most to me were being neglected. I immediately began to remove the nonessential.
Since deciding to own less, I�ve experienced countless benefits: more time, more money, more freedom, more energy, less stress, and less distraction.
Owning less provides me the opportunity to pursue my greatest passions. It�s great. And I�ll never go back to my previous lifestyle.
But along the way, I discovered something even better than owning less: Wanting less.
I�ll explain.
Not long ago, I was visiting a friend at his home down the street. As we were talking, he mentioned how nervous he was about the upcoming weekend. I began to ask why.
�Well,� he said, �we have some new friends coming over for dinner. And I�m a little embarrassed about the size of our house.� He proceeded to tell me the backstory.
Recently, he and his wife had met some new friends. And last weekend, they went to their house for dinner.
�Joshua, it was huge,� he remarked, �and beautiful and every room had gorgeous furniture in it. It was one of the nicest homes I�ve ever been in!�
But now, this coming weekend, their friends would be coming over to their home for the first time. And last weekend�s experience has left my friend self-conscious about the size of his home.
I went about my friendly-duty of assuring him he had nothing to worry about. Things would be just fine. His house was plenty big. And the feeling you get when you enter a home is far more important than square footage or the make of the furniture.
All the while, I felt a bit of sadness for him. What a crummy way to live� constantly scanning the possessions of others and comparing them to your own. There is no joy to be found in that approach to life. It will always lead to discontent and envy.
But soon after, I began to analyze the emotions and feelings I had experienced during his telling of the story. We had moved into a smaller home years ago and I couldn�t be happier with it�the benefits of a smaller home are fantastic. I don�t even want a bigger house anymore. I drive past them all the time and think to myself, �I�m sure glad I don�t have to take care of that big thing!�
As my friend was sharing his story, I began to reflect on how much my life has changed and how unattractive the constant pursuit of material possessions has become to me. Not only do I own less, I want less. And this is a wonderful place to be.
Because I don�t want to own more than I already have, I am freed from the constant comparing of my stuff to others. I am no longer bound to the incessant pursuit of more money and more stuff. I have found contentment in the things that I own. I have discovered more room for generosity. And I have begun to bend my pursuits towards things that matter.

Indeed, owning less is great, but wanting less is even better.

Dun have enough points to praise you apparently. Thanks for sharing the chicken soup story!

En bloc fever coming back? owners huat ah!

http://www.straitsti...ive-sale-dreams
Shunfu Ville deal revives collective-sale dreams
JUN 6, 2016

More en bloc fever news

http://www.straitsti...collective-sale
Harbour View Gardens up for collective sale
JUN 7, 2016

http://www.straitsti...n-bloc-for-630m
Katong Shopping Centre may soon go on sale en bloc for $630m
JUN 8, 2016

http://www.propertyg...cts-hk-interest
Singapore property price correction attracts HK interest
June 8, 2016

Singapore�s property market is bottoming out faster than Hong Kong.

Boutique property investment firm Arch Capital Management is eyeing Singapore as its next investment target, as the property correction here is faster than in Hong Kong, reported the South China Morning Post.

The Hong Kong-based company noted that the property correction in Hong Kong is just beginning.

�Between Singapore and Hong Kong, I think Singapore has more price downward adjustment. So, we like it and we are keeping an eye on there,� said Arch Capital�s Chief Executive Richard Yue.

Property in Hong Kong is still expensive, with home prices within the New Territories (where new supply is high), expected to face more consolidation than in urban areas.

�I do not have a crystal ball,� said Yue, referring to when the correction in Hong Kong will end.

Last week, LaSalle Investment Management said Singapore�s property market could be closer to a bottom than Hong Kong.

It noted that the turning point in Singapore�s property cycle �is probably closer and more advanced than Hong Kong, so we feel the market is bottoming out�.

Developers land-hungry, pick up in private home sales,
potential tweaking of cooling measures, less supply of unsold private homes.
Not I say one hor, dun shoot the messenger

http://www.businesst...reversing-trend
Land supply for private homes may rise, reversing trend
JUN 6, 2016

Land-hungry developers and a pick-up in home sales cited for prediction for confirmed list in H2 Government Land Sales Programme

http://www.straitsti...nd-half-of-2016
Government to release land for up to 7,550 private homes in second half of 2016
JUN 8, 2016

The Government on Wednesday (June 8) announced the second half of 2016 Government Land Sales (GLS) Programme, which comprises four Confirmed List sites and 11 Reserve List sites.

http://www.businesst...e-lawrence-wong
What govt took into account in crafting H2 2016 GLS Programme: Lawrence Wong
JUN 8, 2016

MINISTER for National Development Lawrence Wong said the government factored in the drop in the number of remaining unsold private homes, as well as the corresponding pick-up in new private home sales at a monthly average rate of 600 units over the last 12 months, in minting the second-half state land sales programme.

"We are mindful that excessive supply in a weak market can exacerbate a decline in prices. At the same time, insufficient supply can result in a future shortage and an unwarranted spike in housing prices when demand picks up. So we will continue to monitor the market closely, and find the right balance to ensure sustainable housing prices and a stable property market," the Minister concluded in his blog.

Pinobii your online gay BFF complain you never share your HK roast goose with him

Unfortunately, or fortunately for u, he only has eyes for the 700k elite

http://www.businesst...p-a-tad-from-h1
Land for private housing in H2 GLS list up a tad from H1
June 9, 2016

Confirmed list supply rises 39%; Lawrence Wong says increase is to match actual committed supply in H1

In his blog, "Finding the Right Balance", Mr Wong noted that "we are mindful that excessive supply in a weak market can exacerbate a decline in prices".

"At the same time, insufficient supply can result in a future shortage and an unwarranted spike in housing prices when demand picks up. So we will continue to monitor the market closely, and find the right balance to ensure sustainable housing prices and a stable property market."

In crafting the H2 GLS Programme, the authorities took into account the drop in the number of remaining unsold homes, as well as the corresponding pick-up in new home sales, said Mr Wong.

Urban Redevelopment Authority (URA) data shows that the number of remaining unsold private homes (including ECs) has shrunk to a historical low of 28,890 in the first quarter from 41,447 in Q4 2011. On the sales front, the monthly average rate of 600 private residential units (excluding ECs) that developers moved over the past 12 months is higher than a monthly average rate of 550 units during the same period in the previous year.

Savills Singapore research head Alan Cheong, referring to the minister's comments about the authorities being mindful of excessive supply in a weak market worsening a price drop, said: "It should now be very clear that those who expect the market to come off sharply may want to reassess their views.

Edited by Mercs, 09 June 2016 - 09:24 PM.

Depends on how� one wants to interpret the comments bec can always spin in a way that suits�our own hopes and wishes�

Bec of the�speed that�car loan rules were changed, theres always an anticipation or fear that some of the cooling measures may be changed overnight.�

This may be good bec a market than can spin either way will usually go sideways bec more people will pause and watch for a clearer direction.

�

http://www.businesst...p-a-tad-from-h1
Land for private housing in H2 GLS list up a tad from H1
June 9, 2016

Savills Singapore research head Alan Cheong, referring to the minister's comments about the authorities being mindful of excessive supply in a weak market worsening a price drop, said: "It should now be very clear that those who expect the market to come off sharply may want to reassess their views.

�

http://www.businesst...p-a-tad-from-h1
Land for private housing in H2 GLS list up a tad from H1
June 9, 2016

Confirmed list supply rises 39%; Lawrence Wong says increase is to match actual committed supply in H1

In his blog, "Finding the Right Balance", Mr Wong noted that "we are mindful that excessive supply in a weak market can exacerbate a decline in prices".

"At the same time, insufficient supply can result in a future shortage and an unwarranted spike in housing prices when demand picks up. So we will continue to monitor the market closely, and find the right balance to ensure sustainable housing prices and a stable property market."

In crafting the H2 GLS Programme, the authorities took into account the drop in the number of remaining unsold homes, as well as the corresponding pick-up in new home sales, said Mr Wong.

Urban Redevelopment Authority (URA) data shows that the number of remaining unsold private homes (including ECs) has shrunk to a historical low of 28,890 in the first quarter from 41,447 in Q4 2011. On the sales front, the monthly average rate of 600 private residential units (excluding ECs) that developers moved over the past 12 months is higher than a monthly average rate of 550 units during the same period in the previous year.

Savills Singapore research head Alan Cheong, referring to the minister's comments about the authorities being mindful of excessive supply in a weak market worsening a price drop, said: "It should now be very clear that those who expect the market to come off sharply may want to reassess their views.

Finally URA admits that 20+K supply at the back end is considered low.

The figures are all in their hands. Why do they not publish the 40+k supply in 2011 or 2012?

Ultimately, we need to think deeply and consider the motivation carefully.

Depends on how one wants to interpret the comments bec can always spin in a way that suits our own hopes and wishes
Bec of the speed that car loan rules were changed, theres always an anticipation or fear that some of the cooling measures may be changed overnight.
This may be good bec a market than can spin either way will usually go sideways bec more people will pause and watch for a clearer direction.

We cannot build overnight to meet demand so the best strategy is to always have 20+K available to sell slowly to act as price buffers.

Remember that not all 20+K are available at one go. They are spread over the 1-5 years ahead.

Edited by Showster, 09 June 2016 - 10:35 PM.

http://www.theedgepr...ensive-hdb-flat
JUST SOLD: Red Hill�s most expensive HDB flat
June 9, 2016

A five-room HDB flat located between the 19th and 21st storey of 81 Redhill Lane was sold for $950,000 in May 25 this year. This makes it the most-expensive transaction for five-room flats in Redhill.

The 20-year old flat is also tied for the most-expensive in Bukit Merah Town, excluding The Pinnacle. Another five-room HDB flat at 127D Kim Tian Road, was transacted at $950,000 in October 2015.

Grossly overpriced but it is still a very attractive location relative to Bishan

$35k / 6 years = $5830/mth salary?

assuming 1 month severance per 1 year service

that's quite a big blow especially if newly sign up a huge mortgage for property .... [sweatdrop]

but if can find job asap ... $35k is a windfall ... [sly]

�

He was given a severance package in excess of S$35,000 for his six years of service with the company

Edited by Wt_know, 11 June 2016 - 08:41 AM.

$35k / 6 years = $5830/mth salary?
assuming 1 month severance per 1 year service
that's quite a big blow especially if newly sign up a huge mortgage for property ....
but if can find job asap ... $35k is a windfall ...

I think they bought houses in their home country. 35K must be really a lot.

But hard to survive long in SG.

Edited by Showster, 11 June 2016 - 09:37 AM.

$35k / 6 years = $5830/mth salary?
assuming 1 month severance per 1 year service
that's quite a big blow especially if newly sign up a huge mortgage for property ....
but if can find job asap ... $35k is a windfall ...

Normally the 1st batch has the best package. I believe it's 1 year half a month.

�http://m.todayonline...usiness-falters

RWS first offered us a voluntary retrenchment scheme with a package of half a month�s salary for every year of service. Whoever wanted to volunteer, they just give it to them first,� said the pit manager, who requested anonymity. �After that, they informed us they would be firing some of us in one week�s time.�

wah this guy is making > $10k per month ...

perhaps bought a RM2M bungalow in johor liao ... [sweatdrop]

�

Normally the 1st batch has the best package. I believe it's 1 year half a month.

�http://m.todayonline...usiness-falters

RWS first offered us a voluntary retrenchment scheme with a package of half a month�s salary for every year of service. Whoever wanted to volunteer, they just give it to them first,� said the pit manager, who requested anonymity. �After that, they informed us they would be firing some of us in one week�s time.�

�

Edited by Wt_know, 11 June 2016 - 10:01 AM.

So is your whole decision going to be based on one statement by a laid off staff from a new industry?

If you examine the statements, he didn't really say if those who bought houses were the ones who were laid off. He certainly wasn't one.

Secondly, we do not know if the houses were HDBs.

Prudence is where you begin and not the whole journey.

By the way, the group who will throw all cares to the wind, you don't need to tell them to buy or not, they are already in and punching way above weight.

The group who still have 1 year CPF OA and 1 year cash to tahan after putting down payment, this is the group that have taken too little risk.

�

Too little?

�

I think it is reasonable.

�

E.g.�

�

1 mil loan is roughly 4k per month for 30 yrs.

Divide by 2 ppl so 2k per month

�

That's just 24k cash and 24k OA....

Too little?

I think it is reasonable.

E.g.

1 mil loan is roughly 4k per month for 30 yrs.
Divide by 2 ppl so 2k per month

That's just 24k cash and 24k OA....

Sorry I did not make it clear.

You are right if they have committed the funds. Even if they have double the cash and OA it is still reasonable.

What I meant was they don't buy don't invest just hold the funds. The whole downpayment keep waiting for durian to fall which it has already done so.

Yes, i read so many of these reports and they all seem to sound the same.
All try to share some numbers of current situation and say that things are picking up base on this and that. And no matter what, its always bottoming out and an opportunity to buy.
And in the long term always a winner.

Its not that i disagree or agree but i am just wondering then when is a time to sell?
I am not expert in this private property game, happy to keep living in my paid up HDB with some simple investments which are fully liquid. But i see all these people deep in the property game, i just wonder thats all.

Have a good evening

Good time to sell, 2013. All the smart money got out. And I am not a clone of T2. Lol.

Good time to sell, 2013. All the smart money got out. And I am not a clone of T2. Lol.

Depends on what you sell. Smart money comes and goes in certain property types only.

Also got people advise me to sell one property in 2013. If I did, I would have gained maybe 10% more today but lost some 14% of rental and pay some 7-10% more to buy today.

Would I be angry today? Of course I would.

Depends on what you sell. Smart money comes and goes in certain property types only.

Also got people advise me to sell one property in 2013. If I did, I would have gained maybe 10% more today but lost some 14% of rental and pay some 7-10% more to buy today.

Would I be angry today? Of course I would.

I am not sure, but i think thats not the way to compare.

I only study til poly so plse forgive me if my thinking is not correct.

If you sold in 2013 and took profit you can use the money to invest into something else.
So you will not lose 14% of rental and once out , you should not be comparing the 7%-10% more to buy back thats irrelevant.

Thats my thinking but my education and experience really not too high so if am am wrong please forgive me.

Good afternoon all

Good time to sell, 2013. All the smart money got out. And I am not a clone of T2. Lol.

Thanks for reconfirming.

I keep on hearing and reading that 2013 was data proven as the height of the market.

My simple mind is asking why are all the property agents still calling for a buy for investment properties in 2014, 2015 and 2016? Imagine those who bought investment properties at peak in 2013.
I think they suffer similar fate as those who bought in 98 which was the last high, i read

Do you think the agents are doing that more so to line their own pockets and maybe try to create a self fulfilling prophecy?

Finally, can i check why you are talking about the Airport.
Is it because, Jewel is going to be built?
But in terms of visitors and tourism, i personally see a significant drop in the next few years to come.

Regards

buy 2013 sell 2023 ... no $1M no talk ...

Depends on what you sell. Smart money comes and goes in certain property types only.

Also got people advise me to sell one property in 2013. If I did, I would have gained maybe 10% more today but lost some 14% of rental and pay some 7-10% more to buy today.

Would I be angry today? Of course I would.

Wow, you must be a big landlord. *Envy*

So prices did come down then. 14% rental in 2-3 years is good (Almost equivalent to my reits holdings), how did you do it? Net yield is a miserable 2% now.

Your thinking is correct indeed.

�

But as I mentioned before, what to invest in? We have seen huge upheavals in stocks as well as alternative investments. My psychology won't be able to take a few hundred thousand losses in a few days, so the likely "loser" from momentum trading in high quantum is me.

�

Even if factor in the "paper loss" from 2013-2016, it's still a gain of annual 1.5% without paying any more tax to enter this investment of brick and mortar.

�

Make money no need so much education. Can go online already qualify.

�

I am not sure, but i think thats not the way to compare.

I only study til poly so plse forgive me if my thinking is not correct.

If you sold in 2013 and took profit you can use the money to invest into something else.
So you will not lose 14% of rental and once out , you should not be comparing the 7%-10% more to buy back thats irrelevant.

Thats my thinking but my education and experience really not too high so if am am wrong please forgive me.

Good afternoon all

�

Edited by Showster, 11 June 2016 - 02:09 PM.

For that one yes, paper value based on recent transactions did come down by about 10%.

�

My point is, when to buy and when to sell is more tied to your own circumstances than trying to time the market.

�

You might be lucky to get it some of the times but it won't be all the time, especially with blankets of CMs coated.

�

And to be absolutely frank with you, it's much better than Reits because of the tiny capital I put in and the appreciation that followed. But then bro Partagas will say I cannot use that because I could have cashed out and put all in some investments that gain more. And there is no guarantee of future gains, which I agree.

�

Wow, you must be a big landlord. *Envy*

So prices did come down then. 14% rental in 2-3 years is good (Almost equivalent to my reits holdings), how did you do it? Net yield is a miserable 2% now.

�

Edited by Showster, 11 June 2016 - 02:27 PM.

Thanks for reconfirming.

I keep on hearing and reading that 2013 was data proven as the height of the market.

My simple mind is asking why are all the property agents still calling for a buy for investment properties in 2014, 2015 and 2016? Imagine those who bought investment properties at peak in 2013.
I think they suffer similar fate as those who bought in 98 which was the last high, i read

Do you think the agents are doing that more so to line their own pockets and maybe try to create a self fulfilling prophecy?

Finally, can i check why you are talking about the Airport.
Is it because, Jewel is going to be built?
But in terms of visitors and tourism, i personally see a significant drop in the next few years to come.

Regards

You joined in 2013 and you don't know about the T2 joke? It is the same one going around in this thread whereby so many are bullish on RE yet few are buying, same joke going around whereby there are so many active RE investors with multiple properties (full time landlords with lots of time to post) yet so few property agents (heard also very free these days). OK, I think Wyfitms confessed he is or once was an agent (not really sure he is one).

Anyway, just read everything with a pinch of salt, RE here is like the US Military Industrial Complex, lots of vested interest but still it crashes every 10 years or so.

Edited by Voodooman, 11 June 2016 - 03:40 PM.

I also read the first few pages from 2008 where many well-meaning investors put in their advice and then left the thread without further commenting.

�

The RE game has been restructured with TDSR. No income, no way to continue unless huge deposit placed. And I did confess to buying again recently.

�

There are 6000 real caveats at the lowest transaction level per year. If don't believe what you read, surely those numbers won't cheat. Crashing is near to impossible based on the layers of CMs and if you understand how Govt works.

�

FYI, RE agents are extremely busy during weekends. Hard to even jio RE agent relatives out for a meal. Don't believe? Sui bian bah...

�

You joined in 2013 and you don't know about the T2 joke? It is the same one going around in this thread whereby so many are bullish on RE yet few are buying, same joke going around whereby there are so many active RE investors with multiple properties (full time landlords with lots of time to post) yet so few property agents (heard also very free these days). OK, I think Wyfitms confessed he is or once was an agent (not really sure he is one).

Anyway, just read everything with a pinch of salt, RE here is like the US Military Industrial Complex, lots of vested interest but still it crashes every 10 years or so.

�

Edited by Showster, 11 June 2016 - 03:49 PM.

Sorry I did not make it clear.

You are right if they have committed the funds. Even if they have double the cash and OA it is still reasonable.

What I meant was they don't buy don't invest just hold the funds. The whole downpayment keep waiting for durian to fall which it has already done so.

Wah after pay down payment, left with 50k cash and 50k oa considered low risk for 1m loan?

if 2m loan need 100k cash and 100k oa buffer only?

here all property magnates and you talking about puny 700k?

but if you really wanna know, I can tell you

borrow from t2

12 June 2016 - 03:11 PM
Voodooman

Its interesting to conclude that they are vacant just merely because they are unlighted.

An even better conclusion is they have no money to pay electrical bills. Very cham.

Walk for kilometres and cannot find hawker centre. Sianz.

I am going to switch camps and highlight just how cham they are. Maybe lighten the mood a little.
I talk nonsense one, why take it so seriously. Lol

12 June 2016 - 03:18 PM
Voodooman

i always thought that place was a big washing machine kekeke ...

maybe im wrong , but his job really command such high salary ? sorry i know nothing abt RWS
Maybe that is why many units are empty. Just a place to park money and after selling, it is as good as a new note.

12 June 2016 - 03:21 PM
Hubwee

It's a lifestyle thingy to stay at the Cove , everything seems calm and serene there . Seriously if I can afford a decent size unit there , I will not mind staying there .

It's strange when lots of people complains about how packed and stressful it is to live in Singapore but when there is a place which is quiet yet is almost central Singapore , people comments about how difficult or slow it takes to get to the mainland .

The worst lots are those who maybe cannot even afford anything there but are still commenting about how bad that place is . Lots of green eyes jokers I suppose ....

12 June 2016 - 03:24 PM
Showster

I talk nonsense one, why take it so seriously. Lol
Just TCSS. Chill and relax bro.

It is just fun to switch camp. I do that all the time.

It's the next best thing to cloning.

Muayhahahaha.....

Edited by Showster, 12 June 2016 - 03:25 PM.

12 June 2016 - 03:32 PM
Voodooman

Just TCSS. Chill and relax bro.

It is just fun to switch camp. I do that all the time.

It's the next best thing to cloning.

Muayhahahaha.....
Yeah, if not I have to throw in another chicken soup story, sibei jialat.

12 June 2016 - 03:32 PM
Showster

It's a lifestyle thingy to stay at the Cove , everything seems calm and serene there . Seriously if I can afford a decent size unit there , I will not mind staying there .

It's strange when lots of people complains about how packed and stressful it is to live in Singapore but when there is a place which is quiet yet is almost central Singapore , people comments about how difficult or slow it takes to get to the mainland .

The worst lots are those who maybe cannot even afford anything there but are still commenting about how bad that place is . Lots of green eyes jokers I suppose ....
I visited a friend's place there last year. Most units are not so called empty, but the owners are not around.

Really nice and serene right next to ocean.

We're really tempted but not this stage.

12 June 2016 - 04:22 PM
Nav14

It's a lifestyle thingy to stay at the Cove , everything seems calm and serene there . Seriously if I can afford a decent size unit there , I will not mind staying there .

It's strange when lots of people complains about how packed and stressful it is to live in Singapore but when there is a place which is quiet yet is almost central Singapore , people comments about how difficult or slow it takes to get to the mainland .

The worst lots are those who maybe cannot even afford anything there but are still commenting about how bad that place is . Lots of green eyes jokers I suppose ....
The cove is a nice place for retirees. Should seriously consider as there are some moderately priced options available. Only negative is in event of medical emergency the ambulance would take much longer.

12 June 2016 - 05:00 PM
Nav14

Yes, i read so many of these reports and they all seem to sound the same.
All try to share some numbers of current situation and say that things are picking up base on this and that. And no matter what, its always bottoming out and an opportunity to buy.
And in the long term always a winner.

Its not that i disagree or agree but i am just wondering then when is a time to sell?
I am not expert in this private property game, happy to keep living in my paid up HDB with some simple investments which are fully liquid. But i see all these people deep in the property game, i just wonder thats all.

Have a good evening
A property investor should sell only if there are clear signs of long term decline in the economy , serious political issues cropping up, or desperately need the money for some emergency.
Just renew properties from a poor performing one or with lease running down , or those with maintenance issues cropping up to newer better ones. But always remain invested otherwise. Ignore the temporary declines and the urge to take profit as you may not be better off when getting back in, as it is very difficult to time the market. Prices can increase 10% within 3-4 Mths catching most off guard.
Remain invested because this is the most secured and stable way of becoming rich.

12 June 2016 - 05:32 PM
Partagas

A property investor should sell only if there are clear signs of long term decline in the economy , serious political issues cropping up, or desperately need the money for some emergency.
Just renew properties from a poor performing one or with lease running down , or those with maintenance issues cropping up to newer better ones. But always remain invested otherwise. Ignore the temporary declines and the urge to take profit as you may not be better off when getting back in, as it is very difficult to time the market. Prices can increase 10% within 3-4 Mths catching most off guard.
Remain invested because this is the most secured and stable way of becoming rich.

That sounds sound.....
Properties should be for the long term, yes.
How long do you think an investor should hold on to?
20yrs, 30yrs ?
I am just pondering becos never sell means never take capital gains.
I dont dream of becoming rich.
Just ok ok, healthy healthy, no headache, can already.

12 June 2016 - 05:34 PM
Porker

It's a lifestyle thingy to stay at the Cove , everything seems calm and serene there . Seriously if I can afford a decent size unit there , I will not mind staying there .

It's strange when lots of people complains about how packed and stressful it is to live in Singapore but when there is a place which is quiet yet is almost central Singapore , people comments about how difficult or slow it takes to get to the mainland .

The worst lots are those who maybe cannot even afford anything there but are still commenting about how bad that place is . Lots of green eyes jokers I suppose ....

�

Keppel Bay is a pretty nice alternative to the cove specially for people who want convenience. The only problem is the very big developments. I dislike big developments and prefer those smallish max 100 units type.

12 June 2016 - 05:42 PM
Porker

http://www.straitsti...office-property
Investors look again at office property
JUN 9, 2016,

�

Asia Square isn't at an attractive location relative to the core Raffles Place buildings and it is extremely difficult to buy a piece of the action there.

12 June 2016 - 10:30 PM
Pinobii

It's a lifestyle thingy to stay at the Cove , everything seems calm and serene there . Seriously if I can afford a decent size unit there , I will not mind staying there .

It's strange when lots of people complains about how packed and stressful it is to live in Singapore but when there is a place which is quiet yet is almost central Singapore , people comments about how difficult or slow it takes to get to the mainland .

The worst lots are those who maybe cannot even afford anything there but are still commenting about how bad that place is . Lots of green eyes jokers I suppose ....

Thats a nice place for sure, if i m super rich, i will buy

Thats only a dream for now, back to reality...jin blueeeeee...tmr back to work

12 June 2016 - 10:43 PM
Pinobii

no lor ... never step into one before in SG . Dont like gambling in casino .. only MJ

Kekeke...good ah...dont go better, later get addicted jialat....if need to bail u, i help u page the 700k elite Enye

12 June 2016 - 11:10 PM
Showster

That sounds sound.....
Properties should be for the long term, yes.
How long do you think an investor should hold on to?
20yrs, 30yrs ?
I am just pondering becos never sell means never take capital gains.
I dont dream of becoming rich.
Just ok ok, healthy healthy, no headache, can already.
This story is better and more direct if you really want to know when to sell.

http://www.storyit.c...dengooseegg.htm

12 June 2016 - 11:25 PM
Davidtch

Thats a nice place for sure, if i m super rich, i will buy

Thats only a dream for now, back to reality...jin blueeeeee...tmr back to work

�

No need super rich.� Sell your car & buy a boat to park in the marina.� Move your family to the boat.

�

Rent out your home.

Asia Square isn't at an attractive location relative to the core Raffles Place buildings and it is extremely difficult to buy a piece of the action there.

�

With new office launched or coming soon around that area, i don't see how attractive Asia Square could be.

�

Moreover, i don't think Tower 1 is fully rented out.

12 June 2016 - 11:37 PM
Showster

That sounds sound.....
Properties should be for the long term, yes.
How long do you think an investor should hold on to?
20yrs, 30yrs ?
I am just pondering becos never sell means never take capital gains.
I dont dream of becoming rich.
Just ok ok, healthy healthy, no headache, can already.
Another story to help you know when to sell out on it.

http://www.boyscoutt...ial_pig-954.asp

12 June 2016 - 11:46 PM
Pinobii

Another story to help you know when to sell out on it.

http://www.boyscoutt...ial_pig-954.asp

so cruel de
No need super rich. Sell your car & buy a boat to park in the marina. Move your family to the boat.

Rent out your home.

With new office launched or coming soon around that area, i don't see how attractive Asia Square could be.

Moreover, i don't think Tower 1 is fully rented out.

Boat very ex de, dont think sell car can cover that

Cannot spend beyond means de, simple folk live simple life, no need so luxurious living

12 June 2016 - 11:53 PM
Davidtch

so cruel de

Boat very ex de, dont think sell car can cover that

Cannot spend beyond means de, simple folk live simple life, no need so luxurious living

�

20 footer are not expensive.� I think it is less than $100k.� Mind you, unless u have 40 footer or longer boat, these boat is very spartan.� Can't even fit 40 inch TV.

13 June 2016 - 02:58 AM
Mercs

There are many vacant units when I was there 2 weeks ago (judging from blocks and blocks of mostly unlighted apartments), it is interesting rental has stabilised but with so much supply and so little demand for Sentosa living, it is too early to predict price has stabilised? But $1500 psf is really very attractive pricing.... if they would remove the 50km/h speed limit and all these speed cameras.

This proves that you need to be surrounded by HDB to sell your project at such price level. Lol
I attended one of my friend's gathering there, bought by parents and is vacant most of the time.
Only use for parties, bbq gatherings or for family & relatives to go stay on the weekends.

$1500 psf may seem attractive, in the region of OCR/RCR? Ultimately, it's the high quantum that makes it unattainable to the masses, only for the super & ultra rich. They may also own homes around the world, also vacant most times to use as oversea holiday homes.

So we can't adopt the same mindset on how we look at OCR units example, with high end ones. Not surprising to see vacant or unlighted apartments there. And for them, doubt it'll be an issue on whether prices has stabilised?

13 June 2016 - 03:05 AM
Mercs

Asia Square isn't at an attractive location relative to the core Raffles Place buildings and it is extremely difficult to buy a piece of the action there.
I share that article for the "big guns" here, who may be into office property investments.
I small timer, let me buy ONE small mickey mouse unit for rental income and asset appreciation,
I'll be a happy birdie

13 June 2016 - 03:14 AM
Pinobii

I attended one of my friend's gathering there, bought by parents and is vacant most of the time.
Only use for parties, bbq gatherings or for family & relatives to go stay on the weekends.

$1500 psf may seem attractive, in the region of OCR/RCR? Ultimately, it's the high quantum that makes it unattainable to the masses, only for the super & ultra rich. They may also own homes around the world, also vacant most times to use as oversea holiday homes.

So we can't adopt the same mindset on how we look at OCR units example, with high end ones. Not surprising to see vacant or unlighted apartments there. And for them, doubt it'll be an issue on whether prices has stabilised?

Hehe...u also property guru liao

13 June 2016 - 03:30 AM
Mercs

Hehe...u also property guru liao
Haha...me definitely no guru, still have lots to learn from the big timers here.
Still up at this hour, watching Euro too?

Germany 1 Ukraine 0

13 June 2016 - 03:33 AM
Pinobii

Haha...me definitely no guru, still have lots to learn from the big timers here.
Still up at this hour, watching Euro too?

Germany 1 Ukraine 0

Huh...no lah...monday bluesssss...kekeke

Orrhhh...now i noe y u r always posting this early

13 June 2016 - 03:53 AM
Mercs

Huh...no lah...monday bluesssss...kekeke

Orrhhh...now i noe y u r always posting this early
Haha! I peasant leh, where got so free like the big timers here...post during the day?
Have to slog and earn my 3 meals, so now is relax time!

Why Monday blues? Have a great Monday, good Tuesday, wonderful Wednesday, happy Thursday, fantastic Friday, sexy Saturday...and a fun Sunday!

Edited by Mercs, 13 June 2016 - 03:54 AM.

13 June 2016 - 04:01 AM
Mercs

Just TCSS. Chill and relax bro.

It is just fun to switch camp. I do that all the time.

It's the next best thing to cloning.

Muayhahahaha.....
Haha funny bro! Switch camp? Sounds fun!
Easy...market very jialat, no buyers, unsold units oversupply, new launch units not moving, snowball and add to unsold inventory, increase in auction listings, interest rate hike, recession! Blah blah blah blah blah...

And the best part...cloning? Muayhahaha? LAME lah!
You got ready popcorn? We watch wayang show

13 June 2016 - 07:28 AM
Showster

Haha...me definitely no guru, still have lots to learn from the big timers here.
Still up at this hour, watching Euro too?

Germany 1 Ukraine 0
Peasants sleep at midnight. Cos got work in the morn. Sounds like a great match!

13 June 2016 - 07:33 AM
Ktglfc

Actually went to see one condo (FH) at D16 yesterday afternoon ...

$1.5 mil for a 1,800+ sqft ground unit ...

�

Hmm... looks like price still holding leh.. and there were lots of ppl seeing too ...

13 June 2016 - 07:54 AM
Showster

Actually went to see one condo (FH) at D16 yesterday afternoon ...
$1.5 mil for a 1,800+ sqft ground unit ...

Hmm... looks like price still holding leh.. and there were lots of ppl seeing too ...
The in house expert analyst has warned many times. For the fall, first wait till second half of 2016, then 2017, worst 2018. Never drop, wait another five years.

Then he will say, he never advocate wait. OK OK it's me who said it.

13 June 2016 - 08:40 AM
Pinobii

Haha! I peasant leh, where got so free like the big timers here...post during the day?
Have to slog and earn my 3 meals, so now is relax time!

Why Monday blues? Have a great Monday, good Tuesday, wonderful Wednesday, happy Thursday, fantastic Friday, sexy Saturday...and a fun Sunday!
Kekeke...at first Monday bluesss....your post cheers me up. Hope you have a great week too

Now must work super hard to afford a nice property for retirement, cannot spend too much time here too

My inspiration is to be like Enye, but I easily contented, have 500k cash for retirement can oredi

Okie...now stop dreaming and get back to work

13 June 2016 - 09:36 AM
Davidtch

Kekeke...at first Monday bluesss....your post cheers me up. Hope you have a great week too

Now must work super hard to afford a nice property for retirement, cannot spend too much time here too

My inspiration is to be like Enye, but I easily contented, have 500k cash for retirement can oredi

Okie...now stop dreaming and get back to work

�

Invest in toto

13 June 2016 - 09:39 AM
Wyfitms

The in house expert analyst has warned many times. For the fall, first wait till second half of 2016, then 2017, worst 2018. Never drop, wait another five years.

Then he will say, he never advocate wait. OK OK it's me who said it.

�

don't anyhow suan him, later he will come and show u headlines, the fact that price really fall already. by 5%.

�

anyway, to save face just say that there is a change of stance lah, i have learnt this and applied to my work. So far it is not bad, works quite well to bs other ppl�

13 June 2016 - 09:42 AM
Enye

Kekeke...at first Monday bluesss....your post cheers me up. Hope you have a great week too

Now must work super hard to afford a nice property for retirement, cannot spend too much time here too

My inspiration is to be like Enye, but I easily contented, have 500k cash for retirement can oredi

Okie...now stop dreaming and get back to work

�

bo tai bo chi page me again?....i also need to slog to feed family

�

off work then we dream to have enough cash for retirement ok?

�

13 June 2016 - 09:44 AM
Spring

Actually went to see one condo (FH) at D16 yesterday afternoon ...
$1.5 mil for a 1,800+ sqft ground unit ...

Hmm... looks like price still holding leh.. and there were lots of ppl seeing too ...

That's a very fair price leh but I guess a lot of PES in the calculation of 1800sq ft?

13 June 2016 - 11:29 AM
tenyawph

The next�condo development to be launched in this quarter is the Lake Grande.�

�

It consists of 4 blocks of 17-storey apartments, making up a total of 710 units.� MCL Land is the developer.� A�condo development besides Lake Grande is�also�developed by MCL Land - Lakeville (696 units), launched in 2nd quarter 2014.��

�

MCL Land's notable�successful condo development is the J Gateway (738 units), launched in mid-2013 and is 100% sold.�� Lakeville also enjoyed a decent success, with about 89% of its total units�sold.�

�

So can MCL Land repeat its success story�in 2016?� It all depends on the pricing.��Sales at next-door Lakeville condo were transacted at an average of $1,260 psf.

�

Information on the�unit sizes is as follows:

�

Type A: 409-517 sq ft

Type B: 614-861 sq ft

Type C: 904-980�sq ft

Type D: 1,152-1,173 sq ft

Type E: 1,302 sq ft�

�

A noticeable departure from building penthouse-sized (PH) floor area of >1,500 sq ft, after learning the hard lesson (e.g. Lakeville)�that PH units are much harder to sell.

�

�

13 June 2016 - 11:38 AM
Little_prince

D16 is katong/siglap there ah?

�

800+PSF for FH.

�

seems quite good leh?�

�

oldish condo i assume?

�

�

Actually went to see one condo (FH) at D16 yesterday afternoon ...

$1.5 mil for a 1,800+ sqft ground unit ...

�

Hmm... looks like price still holding leh.. and there were lots of ppl seeing too ...

�

13 June 2016 - 04:26 PM
Staff69

hi all guru,

�

�

just wanted to ask a question

�

if let's say i am keen in a place.

�

current psf is $2200+/-� for a new condo.

�

same district older condo is asking around $1700+/-

�

�

if i were to purchase the new condo , would the psf goes down as the building aged?� or maintain

�

�

�

�

�

�

disclaimer, all talk co ck sing song only �

�

Edited by Staff69, 13 June 2016 - 04:28 PM.

13 June 2016 - 04:37 PM
Sabian

hi all guru,

�

�

just wanted to ask a question

�

if let's say i am keen in a place.

�

current psf is $2200+/-� for a new condo.

�

same district older condo is asking around $1700+/-

�

�

if i were to purchase the new condo , would the psf goes down as the building aged?� or maintain

�

�

�

�

�

�

disclaimer, all talk co ck sing song only �

�

0.jpg

Sure go down lah...

You post so many xmm pics... after aged 25 years, nnp got go down or not?

�

See the same pattern in CCR/ RCR and OCR. New perky condos sold at premium psf compared to saggy old ones.

�

But CCR is still CCR. Can go under the knife then come out perky again.

13 June 2016 - 04:43 PM
Yeshe

so cruel de

Boat very ex de, dont think sell car can cover that

Cannot spend beyond means de, simple folk live simple life, no need so luxurious living
Boat is cheap to buy but exp to maintain

13 June 2016 - 05:04 PM
Wt_know

Lakeville and Lake Grande located at Jurong West (bird no lay egg) now selling at $1200+ psf� ... huat ah

�

The next�condo development to be launched in this quarter is the Lake Grande.�

�

It consists of 4 blocks of 17-storey apartments, making up a total of 710 units.� MCL Land is the developer.� A�condo development besides Lake Grande is�also�developed by MCL Land - Lakeville (696 units), launched in 2nd quarter 2014.��

�

MCL Land's notable�successful condo development is the J Gateway (738 units), launched in mid-2013 and is 100% sold.�� Lakeville also enjoyed a decent success, with about 89% of its total units�sold.�

�

So can MCL Land repeat its success story�in 2016?� It all depends on the pricing.��Sales at next-door Lakeville condo were transacted at an average of $1,260 psf.

�

Information on the�unit sizes is as follows:

�

Type A: 409-517 sq ft

Type B: 614-861 sq ft

Type C: 904-980�sq ft

Type D: 1,152-1,173 sq ft

Type E: 1,302 sq ft�

�

A noticeable departure from building penthouse-sized (PH) floor area of >1,500 sq ft, after learning the hard lesson (e.g. Lakeville)�that PH units are much harder to sell.

�

Edited by Wt_know, 13 June 2016 - 05:04 PM.

13 June 2016 - 05:05 PM
Enye

Sure go down lah...

You post so many xmm pics... after aged 25 years, nnp got go down or not?

�

See the same pattern in CCR/ RCR and OCR. New perky condos sold at premium psf compared to saggy old ones.

�

But CCR is still CCR. Can go under the knife then come out perky again.

�

spoken like an experienced player indeed

�

mycarforum

Thứ Bảy, 24 tháng 12, 2016

Private property prices... Up or Down? part 50

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