Bro, peak bearishness not yet for sure.
Thats why how to compete ?
�
It is the world out there and there are clowns which are playing with his cb ang mor and dissed people which can't write as well many here , mostly strawberries and bananas are in their own lala land.
Edited by CH_CO, 08 January 2015 - 11:27 AM.
wah ... 10% = crash ...
Attached Thumbnails
Edited by Wt_know, 08 January 2015 - 11:31 PM.
remember jurong gateway condo at westgate ?
those buyers make money already ?
I cite an example
�
- "A' come into Sg under student bursary for free education
- Graduates and signs a 3 year contract
- Gets PR within 1 year and effectively writing off the 3 year contract
- Gets married to a foreigner and buys a HBD
- Gets work overseas and rents out their house abusing the system
- Continues to roll private properties abusing the loose credit
- Cashes out some during 2012~3 racking millions while continuing to abuse loose credit by paying the minimum to buy more
- Starts to face problems in 2014 , decides take profit on HDB and plans to denounce PR to get back CPF
- Starts to shift money out of SG and looks for a new host and with multi millions who is going to reject?
- Once all the money is out , starts to default on payments
- Laughs at the stupidity of the garmen while enjoying life at the new adopted country
�
To me , this is common , plenty of examples like this.
�
How is it going to recover when you say a bottom , what growth potential is there? The dumb , naive and self proclaimed experts don't even know what is going to hit them. Ang mor good can save them? show me how leh? Still talking about bottom , joke.
�
My suggestion for the garmen is , please look into this , try to protect yourself from a potential problem while addressing to it. Else we might see further repercussions looking ahead.
i think single PR cannot buy HDB... especially at a young age
�
as for the loose credit, MAS sets the rule which is a minimum�but banks also has a responsibility and choice to be more prudent...
i think single PR cannot buy HDB... especially at a young age
�
as for the loose credit, MAS sets the rule which is a minimum�but banks also has a responsibility and choice to be more prudent...
�
dude read properly i said married , guidelines and actually running of the day to day is two different things. I assume you are in the bussiness as well , i am pretty sure you know what i am talking about.
Edited by CH_CO, 09 January 2015 - 10:41 AM.
�
dude read properly i said married.
�
single as in 1 not as in married or not married lol.. you need minimum 2 PRs.. if foreign wife scheme , needs 1 singapore citizen.... PR cannot
�
�
�
Citizenship You must:
- be a Singapore Citizen (SC) or a Singapore Permanent Resident (SPR)* and
- include at least one listed occupant who is an SC or SPR
�
�
http://www.hdb.gov.s...me?OpenDocument
Edited by Galantspeedz, 09 January 2015 - 10:43 AM.
�
single as in 1 not as in married or not married lol.. you need minimum 2 PRs
�
�
�
Citizenship You must:
- be a Singapore Citizen (SC) or a Singapore Permanent Resident (SPR)* and
- include at least one listed occupant who is an SC or SPR
�
�
�
�
http://www.hdb.gov.s...me?OpenDocument
�
Wow , need to spoon feed everything. This below is just one example , the wife can easily turn citizen which can be easily denounce if they decide to uplift themselves. By the way i said foriegner , isn't a PR a foreigner?? You mean the other fellow cannot be another PR ? What kind of brains do people here have?? No disrespect but i find it stupid having to answer this question. You know how easy it is to get a PR prior to all this hooha??
�
I apologize for my representation , i thought i already simplify it to the extent that people can easily understand , yet there are still people which can't i sincerely apologize for my poor langauge.
�
----------------------------------------------------------------------------------------------------------------------------
�
WHEN financial adviser Hu Yaoqian heard of the policy changes, she felt elated. It meant that her decision to apply for citizenship last October was right.
The 26-year-old permanent resident (PR), who came to Singapore to study in 2003, says she realised the benefits of becoming a Singaporean when she learnt about housing policies here.
As a citizen, she would qualify for a $20,000 grant to buy an HDB resale flat. Moreover, a citizen would enjoy subsidised rates for upgrading schemes compared to a PR who has to pay the full cost.
Her software engineer husband, who is her high school sweetheart from China, came to Singapore in 2008 and is also a PR. The couple are hoping to buy a four-room or five-room flat in the Bishan or Serangoon area.
In Ms Hu�s line of work, she meets middle-income Chinese, who are mostly PRs typically around age 30 and married with young children.
Where government policy is concerned, she says, �their only consideration is property� as their children are not old enough to go to school, and their health insurance covers medical fees.
Ms Hu notes that property ownership is a typical Chinese priority.
She says Singapore�s PR system is still better than China�s household registration or hukou system, which denies rural migrants access to employment, housing, cheap education and health care in the cities.
Source: Straits Times, 27 Mar 2010
Edited by CH_CO, 09 January 2015 - 11:08 AM.
wah ... 10% = crash ...
Cos last time in 2005, a typical hdb was only 200k (even Duxton only 340k), 10% is 20k nia. Now hdb can reach 1m, 10% is 100k...of course crash lah since it is 50% of 200k.
Edited by Andyngps, 09 January 2015 - 10:58 AM.
�
�
http://www.hdb.gov.s...me?OpenDocument
�
Wow , need to spoon feed everything. This below is just one example , the wife can easily turn citizen which can be easily denounce if they decide to uplift themselves. By the way i said foriegner , isn't a PR a foreigner?? You mean the other fellow cannot be another PR ? What kind of brains do people here have?? No disrespect but i find it stupid having to answer this question. You know how easy it is to get a PR prior to all this hooha??
�
----------------------------------------------------------------------------------------------------------------------------
�
WHEN financial adviser Hu Yaoqian heard of the policy changes, she felt elated. It meant that her decision to apply for citizenship last October was right.
The 26-year-old permanent resident (PR), who came to Singapore to study in 2003, says she realised the benefits of becoming a Singaporean when she learnt about housing policies here.
As a citizen, she would qualify for a $20,000 grant to buy an HDB resale flat. Moreover, a citizen would enjoy subsidised rates for upgrading schemes compared to a PR who has to pay the full cost.
Her software engineer husband, who is her high school sweetheart from China, came to Singapore in 2008 and is also a PR. The couple are hoping to buy a four-room or five-room flat in the Bishan or Serangoon area.
In Ms Hu�s line of work, she meets middle-income Chinese, who are mostly PRs typically around age 30 and married with young children.
Where government policy is concerned, she says, �their only consideration is property� as their children are not old enough to go to school, and their health insurance covers medical fees.
Ms Hu notes that property ownership is a typical Chinese priority.
She says Singapore�s PR system is still better than China�s household registration or hukou system, which denies rural migrants access to employment, housing, cheap education and health care in the cities.
Source: Straits Times, 27 Mar 2010
�
�
lol you very agitated.... anyway i�not disagreeing with what you saying... just that regardless easy or not getting 2 PRs is still harder than 1
wah ... 10% = crash ...
�
well done khaw
�
u have succeeded in crashing the market by 10%
�
after MBT brought it up by 100%
�
i will surely cast my vote for you in the coming GE2015
�
�
lol you very agitated.... anyway i�not disagreeing with what you saying... just that regardless easy or not getting 2 PRs is still harder than 1
�
I am just highlighting the fact that the loop hole is so glaring that it doesn't take a genius to know what to do.
http://drwealth.com/...g-one-way-down/
�
�
Iskandar Malaysia is Only Going One Way � Down�Sentiments in Iskandar Malaysia seem to be going only one way - down�Just like the California Gold Rush of 1849, investors in Singapore have been flocking in droves in the past three years to the region of Iskandar Malaysia to purchase property. Now, the party is over and the fat lady is clearing her throat.���In the past three years, it seemed like nothing could stop the Iskandar train. Malaysia�s richest man Robert Kuok, Australian billionaire Lang Walker, Valencia�s adopted son Peter Lim, and a host of other big players had invested huge sums of money in the region.�Kuok had purchased S$74 million worth of land last year for a mixed-development project. Walker had bet more than a billion dollars on Iskandar Malaysia becoming a boomtown, constructing the �largest master-planned urban project ever undertaken in Southeast Asia�. As for Lim, his considerable influence can be felt everywhere in the area that�s roughly three times the size of Singapore. The businessman and friend of the Sultan of Johor has his fingers in many Iskandar Malaysia-baked pies, including a premium security business, a medical hub, and the motorsports city.�It�s no wonder that many Singaporean investors have made a play in the region in the past half a decade, snapping up properties the moment they become available, eagerly anticipating the welcome flood of talents looking for a job and a place to stay. Unfortunately though, the supposed flood is turning out to be a trickle and the weather forecast is only promising more doom and gloom in the near future.�Too Many Investors, Too Little Inhabitants�When you drive around Iskandar Malaysia, it�s not uncommon to see swathes of empty apartments with no one living inside. Therein lies perhaps the main issue with the region � the lack of a critical mass of people, especially locals, staying in the area.�In the beginning, the majority of property purchases were made by foreigners, particularly Singaporeans, who were seduced by the attractive price tags. After all, we are used to paying princely six-figure sums for a shoebox, so owning a house a few times bigger than our HDB flats for a cheaper price is incredibly enticing.�Unfortunately, the property cooling measures announced in Malaysia�s 2014 Budget have thrown a spanner in the plans of many of these potential investors. Since the beginning of the year, foreigners can only purchase property worth at least RM1 million, have to pay more in Real Property Gains Tax, and must contend with a 2 percent property levy. These moves have whittled the number of potential property investors in Iskandar.�Couple this with the glut of housing development projects being launched by big Chinese developers such as Country Garden and Guangzhou R&F and you�re looking at the classic problem of unchecked growth � supply outrunning demand.�It�s a problem occurring not just in Iskandar but all across Malaysia. A 2014 Property Industry Survey conducted in the first half of this year by the Real Estate and Housing Developers� Association Malaysia makes for depressing reading.�Less than half of the 10,189 units launched in the first half this year were sold90 percent of developers in Malaysia experienced a slowdown in property salesMore than half of local buyers had problems getting financing for property purchasesIf Malaysians already have issues trying to buy homes that cost below RM1 million, it�s even less likely that they would be able to afford the high-end properties in Iskandar. At the moment, the resale market is practically non-existent.�In Iskandar, purchase bookings have been reportedly down at least 20 percent and the outlook for 2015 is just as pessimistic.�Too Many Empty Houses, Too Little Businesses�A thriving business and social hub requires a careful mix of houses and businesses. The equation seems simple on paper � investments create jobs, jobs attract workers, workers need a place to stay. Reality, however, is far more complicated and the master planners and authorities in Iskandar are only starting to realise how difficult it can be.�Iskandar Malaysia doesn't have a good mix of houses and businesses, unlike thriving cities�A disproportionate amount of investments has been poured into housing while forays into businesses have been lagging behind. The only industry keeping pace so far is manufacturing. With many housing projects set to be complete in the next few years, analysts are wondering whether there will be enough rental demand from incoming workers to fill up these completed homes. If there aren�t, current property owners will be fighting over scraps and it�s a race to the bottom of the barrel.�What makes the situation difficult to read is the lack of transparency from the Iskandar Regional Development Authority (IRDA), who only releases quarterly figures on monetary investment but not job creation or population growth. The only projection is that Iskandar Malaysia is estimated to have 3.17 million people by 2025, of which 66 percent is of working age.�The rest is anyone�s guess.�Too Little Information, Too Many Possible Vagaries�Former Minister Mentor Lee Kuan Yew once said in his book One Man�s View of the World: �Let�s wait and see how Iskandar develops. This is an economic field of cooperation in which, you must remember, we are putting investments on Malaysian soil. And at the stroke of a pen, they can take it over.��His words are beginning to ring true, with the new property measures instituted this year. Previously, property developers were rolling out the red carpet for buyers � Country Garden even chartered several buses to bring hundreds of interested investors to the carnival launch of their new properties. Today, the party atmosphere is gone.�The business dealings by the Sultan of Johor in the Iskandar region, notably the sale of 116 acres of prime land to Chinese developers Guangzhou R&F for RM4.5 billion, have also ruffled a few feathers. Smaller local developers are being squeezed out of the market thanks to a new bill that gave the monarch sweeping executive powers and sentiments on the ground have been unfavourable of late.�One of the biggest developers in Malaysia, UEM Sunrise, is already reconsidering its business holdings in Iskandar and the company�s CEO has mentioned that it will �reduce its dependency on Iskandar, where it has approximately 60 percent of its total land bank�.�The suspension of Forest City, a mixed-use development on four reclaimed lands, since the middle of this year has also been a big blow.�Rocky politics, lack of comprehensive information, and more pull-outs from big players will only further shake investor confidence, evidenced by the slowdown of growth in the Iskandar region.�Is Iskandar Too Big to Fail?�Is Iskandar Malaysia too big to fail?�There is one thing going for Iskandar �the personal involvement of the Sultan of Johor. If the wheels on the Iskandar Malaysia train does fall of, it reflects badly on the king, who has already put so much time and money into the project. There is also close to RM150 billion worth of investments from influential people in the region, which is a huge sum of money to just go to waste.�The Kuala Lumpur-Singapore High Speed Rail project, slated to be completed by 2020, might also be a catalyst for growth in Iskandar since one of the proposed stops is in Nusajaya, which is within the Iskandar Malaysia region. That, however, is far off into the future.�If you�re thinking about buying a house in Iskandar to stay in during the weekends and the holidays, you have a wealth of places to choose from right now. However, if you�re considering investing in Iskandar Malaysia, do so with caution, due diligence, and with an exit strategy, if any, that is at least two decades down the road. The train is definitely slowing down. Whether it�s permanently stopping remains to be seen.��
�
http://drwealth.com/...g-one-way-down/
�
�
Iskandar Malaysia is Only Going One Way � Down�Sentiments in Iskandar Malaysia seem to be going only one way - down�Just like the California Gold Rush of 1849, investors in Singapore have been flocking in droves in the past three years to the region of Iskandar Malaysia to purchase property. Now, the party is over and the fat lady is clearing her throat.���In the past three years, it seemed like nothing could stop the Iskandar train. Malaysia�s richest man Robert Kuok, Australian billionaire Lang Walker, Valencia�s adopted son Peter Lim, and a host of other big players had invested huge sums of money in the region.�Kuok had purchased S$74 million worth of land last year for a mixed-development project. Walker had bet more than a billion dollars on Iskandar Malaysia becoming a boomtown, constructing the �largest master-planned urban project ever undertaken in Southeast Asia�. As for Lim, his considerable influence can be felt everywhere in the area that�s roughly three times the size of Singapore. The businessman and friend of the Sultan of Johor has his fingers in many Iskandar Malaysia-baked pies, including a premium security business, a medical hub, and the motorsports city.�It�s no wonder that many Singaporean investors have made a play in the region in the past half a decade, snapping up properties the moment they become available, eagerly anticipating the welcome flood of talents looking for a job and a place to stay. Unfortunately though, the supposed flood is turning out to be a trickle and the weather forecast is only promising more doom and gloom in the near future.�Too Many Investors, Too Little Inhabitants�When you drive around Iskandar Malaysia, it�s not uncommon to see swathes of empty apartments with no one living inside. Therein lies perhaps the main issue with the region � the lack of a critical mass of people, especially locals, staying in the area.�In the beginning, the majority of property purchases were made by foreigners, particularly Singaporeans, who were seduced by the attractive price tags. After all, we are used to paying princely six-figure sums for a shoebox, so owning a house a few times bigger than our HDB flats for a cheaper price is incredibly enticing.�Unfortunately, the property cooling measures announced in Malaysia�s 2014 Budget have thrown a spanner in the plans of many of these potential investors. Since the beginning of the year, foreigners can only purchase property worth at least RM1 million, have to pay more in Real Property Gains Tax, and must contend with a 2 percent property levy. These moves have whittled the number of potential property investors in Iskandar.�Couple this with the glut of housing development projects being launched by big Chinese developers such as Country Garden and Guangzhou R&F and you�re looking at the classic problem of unchecked growth � supply outrunning demand.�It�s a problem occurring not just in Iskandar but all across Malaysia. A 2014 Property Industry Survey conducted in the first half of this year by the Real Estate and Housing Developers� Association Malaysia makes for depressing reading.�Less than half of the 10,189 units launched in the first half this year were sold90 percent of developers in Malaysia experienced a slowdown in property salesMore than half of local buyers had problems getting financing for property purchasesIf Malaysians already have issues trying to buy homes that cost below RM1 million, it�s even less likely that they would be able to afford the high-end properties in Iskandar. At the moment, the resale market is practically non-existent.�In Iskandar, purchase bookings have been reportedly down at least 20 percent and the outlook for 2015 is just as pessimistic.�Too Many Empty Houses, Too Little Businesses�A thriving business and social hub requires a careful mix of houses and businesses. The equation seems simple on paper � investments create jobs, jobs attract workers, workers need a place to stay. Reality, however, is far more complicated and the master planners and authorities in Iskandar are only starting to realise how difficult it can be.�Iskandar Malaysia doesn't have a good mix of houses and businesses, unlike thriving cities�A disproportionate amount of investments has been poured into housing while forays into businesses have been lagging behind. The only industry keeping pace so far is manufacturing. With many housing projects set to be complete in the next few years, analysts are wondering whether there will be enough rental demand from incoming workers to fill up these completed homes. If there aren�t, current property owners will be fighting over scraps and it�s a race to the bottom of the barrel.�What makes the situation difficult to read is the lack of transparency from the Iskandar Regional Development Authority (IRDA), who only releases quarterly figures on monetary investment but not job creation or population growth. The only projection is that Iskandar Malaysia is estimated to have 3.17 million people by 2025, of which 66 percent is of working age.�The rest is anyone�s guess.�Too Little Information, Too Many Possible Vagaries�Former Minister Mentor Lee Kuan Yew once said in his book One Man�s View of the World: �Let�s wait and see how Iskandar develops. This is an economic field of cooperation in which, you must remember, we are putting investments on Malaysian soil. And at the stroke of a pen, they can take it over.��His words are beginning to ring true, with the new property measures instituted this year. Previously, property developers were rolling out the red carpet for buyers � Country Garden even chartered several buses to bring hundreds of interested investors to the carnival launch of their new properties. Today, the party atmosphere is gone.�The business dealings by the Sultan of Johor in the Iskandar region, notably the sale of 116 acres of prime land to Chinese developers Guangzhou R&F for RM4.5 billion, have also ruffled a few feathers. Smaller local developers are being squeezed out of the market thanks to a new bill that gave the monarch sweeping executive powers and sentiments on the ground have been unfavourable of late.�One of the biggest developers in Malaysia, UEM Sunrise, is already reconsidering its business holdings in Iskandar and the company�s CEO has mentioned that it will �reduce its dependency on Iskandar, where it has approximately 60 percent of its total land bank�.�The suspension of Forest City, a mixed-use development on four reclaimed lands, since the middle of this year has also been a big blow.�Rocky politics, lack of comprehensive information, and more pull-outs from big players will only further shake investor confidence, evidenced by the slowdown of growth in the Iskandar region.�Is Iskandar Too Big to Fail?�Is Iskandar Malaysia too big to fail?�There is one thing going for Iskandar �the personal involvement of the Sultan of Johor. If the wheels on the Iskandar Malaysia train does fall of, it reflects badly on the king, who has already put so much time and money into the project. There is also close to RM150 billion worth of investments from influential people in the region, which is a huge sum of money to just go to waste.�The Kuala Lumpur-Singapore High Speed Rail project, slated to be completed by 2020, might also be a catalyst for growth in Iskandar since one of the proposed stops is in Nusajaya, which is within the Iskandar Malaysia region. That, however, is far off into the future.�If you�re thinking about buying a house in Iskandar to stay in during the weekends and the holidays, you have a wealth of places to choose from right now. However, if you�re considering investing in Iskandar Malaysia, do so with caution, due diligence, and with an exit strategy, if any, that is at least two decades down the road. The train is definitely slowing down. Whether it�s permanently stopping remains to be seen.���
�
That's what I observe when I drive in also... So many developments but don't see many companies or manufacturing plants that will bring PMETs to the area. �
�
Of course they have grand plans for the HSR to JB but that will take some time. By then the new developments will fast become old ones knowing how good they are at maintenance...Prices will go down first then maybe the newer developments will ride on the HSR if it can bring in more companies to start up there.
�
For now, I'll just make my day trips into LEGOLAND or their malls...
Edited by Karu, 12 January 2015 - 04:13 PM.
frogs in a well, swim and die together.
if you die die wanna buy property in Malaysia, you can�only consider KL or penang.
why buy in Johor?
Johor are working class folks, you expect them to buy million ringgit homes ?
you buy where the rich folks are, ie�KL and penang.
frogs in a well, swim and die together.
if you die die wanna buy property in Malaysia, you can�only consider KL or penang.
why buy in Johor?
Johor are working class folks, you expect them to buy million ringgit homes ?
you buy where the rich folks are, ie�KL and penang.
�
The properties in Penang looks more desirable... Of course it helps when you see more of your kind there.
if you can stay in Singapore island, confirm double chop you can stay In penang island.
50% Chinese in penang.
�
�
�
�
The properties in Penang looks more desirable... Of course it helps when you see more of your kind there.
�
i am no property expert but would like to hear some of you guys opinions.
�
I currently own a FH condo in RCR.
If I sell it, I can probably make a very small profit (based on past caveats).
�
My intention is to buy a small terrace.
�
So my worry is that I buy a terrace tomorrow, the price continue to drop.
�
I plan to stay in the terrace for at least 5 years so�naturally I do want the value of it to appreciate.
�
what do you think I should do?
i am no property expert but would like to hear some of you guys opinions.
�
I currently own a FH condo in RCR.
If I sell it, I can probably make a very small profit (based on past caveats).
�
My intention is to buy a small terrace.
�
So my worry is that I buy a terrace tomorrow, the price continue to drop.
�
I plan to stay in the terrace for at least 5 years so�naturally I do want the value of it to appreciate.
�
what do you think I should do?
Dont play with your Primary Residence.
i am no property expert but would like to hear some of you guys opinions.
�
I currently own a FH condo in RCR.
If I sell it, I can probably make a very small profit (based on past caveats).
�
My intention is to buy a small terrace.
�
So my worry is that I buy a terrace tomorrow, the price continue to drop.
�
I plan to stay in the terrace for at least 5 years so�naturally I do want the value of it to appreciate.
�
what do you think I should do?
Prices of landed are dropping but that's not because it has no value but not many buyers can afford to buy thanks to Tdsr. What location are you looking at?
Or if really have to live by yourself, rent a terrace for 3k a month for 3 years. Will fork out 110k, about 5 percent of a typical terrace house price now.
What's needed is guts to be "homeless" for a while!
Edited by Volvobrick, 12 January 2015 - 08:02 PM.
�
The properties in Penang looks more desirable... Of course it helps when you see more of your kind there.
�
There are a lot of lesbians in Penang?�
�
Sell now, move in to parents' place if possible, and buy that terrace house at 25 percent cheaper 3 years from now.....
Or if really have to live by yourself, rent a terrace for 3k a month for 3 years. Will fork out 110k, about 5 percent of a typical terrace house price now.
What's needed is guts to be "homeless" for a while!�
wow? landed rental so jialat ah
�
$3K? same as 1,100 sqft condo?
�
blood on the streets liao?�
i am no property expert but would like to hear some of you guys opinions.
�
I currently own a FH condo in RCR.
If I sell it, I can probably make a very small profit (based on past caveats).
�
My intention is to buy a small terrace.
�
So my worry is that I buy a terrace tomorrow, the price continue to drop.
�
I plan to stay in the terrace for at least 5 years so�naturally I do want the value of it to appreciate.
�
what do you think I should do?
�
my 2 cents
�
if your view is that price is dropping, then it make sense to sell low later and buy low later too
�
i dont think it is wise to sell now and rent to buy later, esp for your home,
�
as i mentioned in my other posts, u could end up being financially worse off if the market does not come off as much as u think
�
wow? landed rental so jialat ah
�
$3K? same as 1,100 sqft condo?
�
blood on the streets liao?�
�
Yeap.... landed rental is always low compared to the�purchase price.�
�
e.g. http://www.propertyg...yuk-tong-avenue
�
3.2K to rent semi-D.� Terrace should be below 3K even.
wah ... then the rezone Geylang property will skyrocket ... huat until siao ...
can buy now?
�
�
Edited by Wt_know, 13 January 2015 - 02:45 PM.
time to shaft them to lim chu kang
A section of Geylang could be rezoned from residential/institution purposes to commercial/institution use if the Urban Redevelopment Authority (URA) gets public approval to amend the area�s Master Plan.
�
Wow, govt so good now ah. Have to get public approval first.
Edited by Swifter78, 13 January 2015 - 03:27 PM.
A section of Geylang could be rezoned from residential/institution purposes to commercial/institution use if the Urban Redevelopment Authority (URA) gets public approval to amend the area�s Master Plan.
�
Wow, govt so good now ah. Have to get public approval first.
�
At the risk of getting whacked by owners in Geylang looking for a win fall,
�
I say no to getting rid of those houses of joy.
�
I would like them to stay.
�
�
At the risk of getting whacked by owners in Geylang looking for a win fall,
�
I say no to getting rid of those houses of joy.
�
I would like them to stay.
�
�
�
yes, let them stay put there in one place.� cornering/confining them may be even worse off, they may scatter or move to�other area...more jialat
�
�
yes, let them stay put there in one place.� cornering/confining them may be even worse off, they may scatter or move to�other area...more jialat
�
Dear URA
�
I do not approve of moving out those nice warehouses and friendly
�
ladies that just want to make friends.
�
Thank you
�
Jamesc
�
Dont mind i ask.
�
Is Eleven'>SkyEleven a good buy for now or later ?
�
http://www.propertyg...sale-sky-eleven
�
Is sub $1700 psf for thomson area expensive or so-so price�or what.
�
Just asking�nia.�Not buying lar.
Dont mind i ask.
�
Is Eleven'>SkyEleven a good buy for now or later ?
�
http://www.propertyg...sale-sky-eleven
�
Is sub $1700 psf for thomson area expensive or so-so price�or what.
�
Just asking�nia.�Not buying lar.
tihs condo ar?
�
there will be a new FLYOVR overhead to be built in front of the condo.� U see that old folks home next to it?� it will be gone, to make way for the new flyover.
�
so u say good or not leh, to see a flyover in front of your condo?�
Thats sad. The units there quite big. Ranging from 210 to 260 sqm.
I dont mind living in such s big house.
Even with the flyover, staying higher floor like 30th & above should be ok right?tihs condo ar?
�
there will be a new FLYOVR overhead to be built in front of the condo.� U see that old folks home next to it?� it will be gone, to make way for the new flyover.
�
so u say good or not leh, to see a flyover in front of your condo?�
Dont mind i ask.
�
Is Eleven' title="E-mail Link" class="bbc_email">SkyEleven a good buy for now or later ?
�
http://www.propertyg...sale-sky-eleven
�
Is sub $1700 psf for thomson area expensive or so-so price�or what.
�
Just asking�nia.�Not buying lar.
Thats still silly to me.
Cheers
Edited by Throttle2, 13 January 2015 - 06:47 PM.
Oh icic.
Thats sad. The units there quite big. Ranging from 210 to 260 sqm.
I dont mind living in such s big house.
Even with the flyover, staying higher floor like 30th & above should be ok right?
Sound travel upwards. 30 floor will get the noise. Trust me, I used to stayed next to PIE on 9th floor with 150m away.
Furthermore, $1700 PSF is over priced. You can buy D9 or D10 with this price now. Personally, i like Tanjong Rhu condo. only $1200 PSF now. With Stadium MRT, Kallag wave and leisure park mall all there, waterfront living, quiet big open public space for jogging and running. tanjong rhu is undervalued. Last time ulu ulu, now no more ulu ulu Liao. Now its only a stones throw to MBS, CBD, town.
Dont mind i ask.
�
Is Eleven'>SkyEleven a good buy for now or later ?
�
http://www.propertyg...sale-sky-eleven
�
Is sub $1700 psf for thomson area expensive or so-so price�or what.
�
Just asking�nia.�Not buying lar.
�
�
that area where got worth 1700 psf ............ Interest is going up ... best not to over stretch�
somebody shld make an ethnic & race map of SG... as in itll show which has most chinese, indian, malay, AMs etc...
�
There are a lot of lesbians in Penang?�
�
Im starting to love Penang already !�
Sound travel upwards. 30 floor will get the noise. Trust me, I used to stayed next to PIE on 9th floor with 150m away.
Furthermore, $1700 PSF is over priced. You can buy D9 or D10 with this price now. Personally, i like Tanjong Rhu condo. only $1200 PSF now. With Stadium MRT, Kallag wave and leisure park mall all there, waterfront living, quiet big open public space for jogging and running. tanjong rhu is undervalued. Last time ulu ulu, now no more ulu ulu Liao. Now its only a stones throw to MBS, CBD, town.�
so many condos there, which one to choose?
�
so many condos there, which one to choose?
I dunno yr personal preference, bro. U got to view them. But they are really undervalued at this moment. We are talking about CCR area. Can't get any closer to town in any other ways. U look at Citygate selling price, its sky rocket which I think its really silly.
I dunno yr personal preference, bro. U got to view them. But they are really undervalued at this moment. We are talking about CCR area. Can't get any closer to town in any other ways. U look at Citygate selling price, its sky rocket which I think its really silly.
�
nah here u go D9 FH condo below 1200psf lol. beside istana v safe one
�
http://www.propertyg...-sale-fairhaven
�
Edited by Duckduck, 13 January 2015 - 10:22 PM.
�
nah here u go D9 FH condo below 1200psf lol. beside istana v safe one
�
http://www.propertyg...-sale-fairhaven
�
Aiyo! The unit got no windows, u also want?! LOL
stay so near to istana for what? Cannot do this. Cannot do that.
Near Istana, probably cannot enbloc!
This is a very good article to read, so clear thoughts, good explanation and also his past experience. It is so much better then most analysis or property guru that appear in the news giving property outlook. He also give very good advise when is a good time and when is a bad time to enter property market. He also mentioned that don't expect 2 digits growth as compared to the past, in fact many see their growth negative in property market after factoring inflation. All is so true.
He is the person that I feel government should hire him to work in top position , CEOs, ministers etc. He got such good talent in analysing the market , should not let his talent go wasted.
Edited by Yewheng, 14 January 2015 - 03:43 AM.
https://sg.finance.y...linkId=11693796
This is a very good article to read, so clear thoughts, good explanation and also his past experience. It is so much better then most analysis or property guru that appear in the news giving property outlook. He also give very good advise when is a good time and when is a bad time to enter property market. He also mentioned that don't expect 2 digits growth as compared to the past, in fact many see their growth negative in property market after factoring inflation. All is so true.
He is the person that I feel government should hire him to work in top position , CEOs, ministers etc. He got such good talent in analysing the market , should not let his talent go wasted.�
garment only want to hire spokesperson, to say what they want the public to hear........� this guy considered as outcast
https://sg.finance.y...linkId=11693796
This is a very good article to read, so clear thoughts, good explanation and also his past experience. It is so much better then most analysis or property guru that appear in the news giving property outlook. He also give very good advise when is a good time and when is a bad time to enter property market. He also mentioned that don't expect 2 digits growth as compared to the past, in fact many see their growth negative in property market after factoring inflation. All is so true.
He is the person that I feel government should hire him to work in top position , CEOs, ministers etc. He got such good talent in analysing the market , should not let his talent go wasted.
Yup it seems like there is someone out there who shares 90% of my views on this topic.....and kudos to him for putting everything down so systematically. Now let's review the direction once again.
DOWN.
Edited by Throttle2, 14 January 2015 - 09:08 AM.
�
garment only want to hire spokesperson, to say what they want the public to hear........� this guy considered as outcast
Edited by Yewheng, 14 January 2015 - 01:06 PM.
buy at bottom 2009, sell at peak 2013 ... real returns only 7.85%?
so little meh ... not even enough to cover petrol money for a porsche 911 gts ... lol
�
https://sg.finance.y...linkId=11693796
This is a very good article to read, so clear thoughts, good explanation and also his past experience. It is so much better then most analysis or property guru that appear in the news giving property outlook. He also give very good advise when is a good time and when is a bad time to enter property market. He also mentioned that don't expect 2 digits growth as compared to the past, in fact many see their growth negative in property market after factoring inflation. All is so true.
He is the person that I feel government should hire him to work in top position , CEOs, ministers etc. He got such good talent in analysing the market , should not let his talent go wasted.�
Attached Thumbnails
Edited by Wt_know, 14 January 2015 - 01:21 PM.
buy at bottom 2009, sell at peak 2013 ... real returns only 7.85%?
so little meh ... not even enough to cover petrol money for a porsche 911 gts ... lol
�
�
�
he doesnt take into acct leveraged returns... those cash returns are mediocre but so does any full cash investment
�
i bot in 09 & sold later for >100% ROI coz of 80% gearing...
�
this guy wanna argue, but duno if he really ever invested in any property before or not...
�
maybe hes another full cash buyer lol
Edited by Duckduck, 14 January 2015 - 01:28 PM.
Agree that he did not factor in leverage. Simplified example: Put in deposit of 200K for 1 million property. Property goes up to 1.3 million and sell. Minus transaction cost etc, return maybe ROI�200K which is 100% maybe in 3 years time frame.
�
The speculative type, if they have 1 million cash, will buy 5 properties of 1 million value. If things goes his way, he can double his returns to 2 million. BUT, if�price goes the other way, he can get his pants burn as well and probably choose one of his apartment to jump down from.
�
buy $340k, sell $900K
�
forget about reno cost as the owner already live in for 5 years ... enjoy reno (personal consumption) and also rental free for 5 years ...
�
profit = $560k
�
minus transaction cost, interest rate, etc
�
profit is how many % ?
�
somemore buy at $340k only pay 20% downpayment and every month pay installment thru cpf
�
huat ah!
Edited by Wt_know, 14 January 2015 - 04:38 PM.
for pinnacle
�
buy $340k, sell $900K
�
forget about reno cost as the owner already live in for 5 years ... enjoy reno (personal consumption) and also rental free for 5 years ...
�
profit = $560k
�
minus transaction cost, interest rate, etc
�
profit is how many % ?
�
somemore buy at $340k only pay 20% downpayment and every month pay installment thru cpf
�
huat ah!
This one depends on luck one, been allotted a unit is like striking toto.
yeah ... depends on luck
that day i watch chinese news talk about the bto next to temple with columbarium
then one guest commented ... got bto buyer went to hdb complain ... why people got bto next to mrt, next to shopping mall, pinnacle like kena TOTO ... and why his bto is next to dead people ... not fair ... lol
�
This one depends on luck one, been allotted a unit is like striking toto.
�
Edited by Wt_know, 14 January 2015 - 04:44 PM.
for pinnacle
�
buy $340k, sell $900K
�
forget about reno cost as the owner already live in for 5 years ... enjoy reno (personal consumption) and also rental free for 5 years ...
�
profit = $560k
�
minus transaction cost, interest rate, etc
�
profit is how many % ?
�
somemore buy at $340k only pay 20% downpayment and every month pay installment thru cpf
�
huat ah!
As mentioned , to truly huat, seller must move out of Singapore, maybe to phuket or malaysia.
Otherwise its relative. One for one property, can never really huat lah. It can give a base for upgrading only and that means rolling on another debt. Cheersyeah ... depends on luck
that day i watch chinese news talk about the bto next to temple with columbarium
then one guest commented ... got bto buyer went to hdb complain ... why people got bto next to mrt, next to shopping mall, pinnacle like kena TOTO ... and why his bto is next to dead people ... not fair ... lol
�
�
Obviously these are the stupid idiots who will never make it.
Since when was life ever fair?
Why am i not born a Prince?
Why am i not born a crippled?
Build your own destiny and seek your own course
If not lucky, too bad
Life IS NOT fair, correct
like people complain to ask for coe to be given to family with children at flat rate $10k? lol
�
Build your own destiny and seek your own course
If not lucky, too bad
Life IS NOT fair, correct�
like people complain to ask for coe to be given to family with children at flat rate $10k? lol
�
�
There are people who complain that they cant afford a pair of designer shoes when there are people who are borned without feet.
it will never end lah
Dont mind i ask.
�
Is Eleven' title="E-mail Link" class="bbc_email">SkyEleven a good buy for now or later ?
�
http://www.propertyg...sale-sky-eleven
�
Is sub $1700 psf for thomson area expensive or so-so price�or what.
�
Just asking�nia.�Not buying lar.
For stay or rent?
buy at bottom 2009, sell at peak 2013 ... real returns only 7.85%?
so little meh ... not even enough to cover petrol money for a porsche 911 gts ... lol
�
�
To put things in perspective... What other investment will give double digit growth now?
To put things in perspective... What other investment will give double digit growth now?
Its all a matter of risk vs returns .
Whats returns without considering associated risks?
Go casino, easily 100% returns if you win and thats not even annualised.
So go everyday and gamble everyday to annualise the results? Haha.
Plenty of investments can give double digit performance, the question is: do we have the capability to stomach the volatility....?
To put things in perspective.....
stocks over 50 years actually had a better return than property , for sg it is just a one hit phenomenon to have such high� returns past 10 years due to IR , else we are actually in a decline , with manufacturing moving out and lesser and lesser jobs for the engineering profession.
�
Idiots here count on returns based on the absolute amounts of the property and not what they invested and paid. Yes the full amount might be alot but you didnt pay in cash , why measure in full amounts?? Jokes .
�
I show example :
�
- pays 10-20% over a period of 5 years for a condo at 1mil , he only pays 200k
- Sells at 1.7mil in 5 years , his returns is is 350% and 70% annualized.
- i am not going to include rental and stuff , the absolute returns based on amouts vested is sure greater than 7%
Edited by CH_CO, 14 January 2015 - 08:15 PM.
stocks over 50 years actually had a better return than property , for sg it is just a one hit phenomenon to have such high� returns past 10 years due to IR , else we are actually in a decline , with manufacturing moving out and lesser and lesser jobs for the engineering profession.
�
Idiots here count on returns based on the absolute amounts of the property and not what they invested and paid. Yes the full amount might be alot but you didnt pay in cash , why measure in full amounts?? Jokes .
�
I show example :
�
- pays 10-20% over a period of 5 years for a condo at 1mil , he only pays 200k
- Sells at 1.7mil in 5 years , his returns is is 350% and 70% annualized.
- i am not going to include rental and stuff , the absolute returns based on amouts vested is sure greater than 7%
How to calculate like that? Some may pay 10%, some 20%, some 30% down payment. His method is correct as a reference. He is using fact that obtainable by everyone .
Well , i have yet to see many which will pay in full. At least not many that i know. To me how to count ? HAHAHAHAHA different people different returns. Some here has access to cheap credit as compared to others , it is always different case on case basis.
�
I am not sure if one is smart or he is dumb but to me , reference or not , if he wants to show how much his returns then i am pretty sure one has to be clear. There are jokers telling me on one end that the numbers they send reflecting whatever numbers are sufficient while the other here doesn't even bother to count based on his invested amount and chooses to count it based on absolute total price, is him not going to take a loan ??
�
Well thats just me , nothing wrong nothing right , happy can liaoz.
Edited by CH_CO, 14 January 2015 - 09:42 PM.
How to calculate like that? Some may pay 10%, some 20%, some 30% down payment. His method is correct as a reference. He is using fact that obtainable by everyone .
�
the author wrote an investment article, so obviously an investor wants the best returns. to not consider leverage is unrealistic as most property buyers have some form of mortgage & usually its 80% no? Dont need to consider rich full cash buyers or pple who r too low income to afford mortgage.
�
�
the author wrote an investment article, so obviously an investor wants the best returns. to not consider leverage is unrealistic as most property buyers have some form of mortgage & usually its 80% no? Dont need to consider rich full cash buyers or pple who r too low income to afford mortgage.
��
I agree but you must also consider that leveraged investments in property is not like investing in shares.
�
If I buy 200k of shares, the most I can lost is 200k but if I put my 200k as down-payment for a 1 mil property, the most I can lose is not 200k but 1 mil (in theory). So like T2 said, if you compare ROI without taking into account what is actually at risk, then your method of comparison is flawed.
�
I agree but you must also consider that leveraged investments in property is not like investing in shares.
�
If I buy 200k of shares, the most I can lost is 200k but if I put my 200k as down-payment for a 1 mil property, the most I can lose is not 200k but 1 mil (in theory). So like T2 said, if you compare ROI without taking into account what is actually at risk, then your method of comparison is flawed.
�
without digressing to other topics, we're talking abt returns from 2009 -2013 peak as per article, so author shld have put a leveraged n unleveraged return table. anyway hes an unknown nobody just like me so im prob expecting too much from him,
Edited by Duckduck, 14 January 2015 - 09:58 PM.
Its all a matter of risk vs returns .
Whats returns without considering associated risks?
Go casino, easily 100% returns if you win and thats not even annualised.
So go everyday and gamble everyday to annualise the results? Haha.
Plenty of investments can give double digit performance, the question is: do we have the capability to stomach the volatility....?
To put things in perspective.....�
Lose run road lor. Think nowadays the area of turkey and iraq alot of passport to collect , if you want you can set up a passport disposal centre solely for ISIS fighters.
Edited by CH_CO, 14 January 2015 - 10:15 PM.
You will never get used to it, trust me
Edited by CH_CO, 14 January 2015 - 10:32 PM.
I never�treat housing as an investment.
�
Its�always for family sake. But Eleven' title="E-mail Link" class="bbc_email">SkyEleven units all very ex. lei.
�
Whether got city view or greeny hill doesn't matter to me, one will be immune and adjust�to the surroundings sooner or later.
�
�
�
�
Sorry one mens meat is anothers poison
Sky eleven , i totally boh hiew.
So many in better location and competitive price
But you like , can already
Cheers
�
I agree but you must also consider that leveraged investments in property is not like investing in shares.
�
If I buy 200k of shares, the most I can lost is 200k but if I put my 200k as down-payment for a 1 mil property, the most I can lose is not 200k but 1 mil (in theory). So like T2 said, if you compare ROI without taking into account what is actually at risk, then your method of comparison is flawed.
I find it strange when people view the example of an investment as flawed as the one commenting, now ask yourself if a bussiness is losing money, is it easier to let if fold? Similarly if an investment is losing money why pay more?
People keep mixing the idea that their homes are also the investment, as mentioned by throttle many times don't play with your primary home, if one wants to play it as an investment please make sure a proper safety net is in placed.
I have already mentioned a few times the rich and smart knows many ways to cover themselves, it is always the pigs that get slaughtered and blame it on whoever they can lay their hands on. Earn money are you going to share? No right.
I find it strange when people view the example of an investment as flawed as the one commenting, now ask yourself if a bussiness is losing money, is it easier to let if fold? Similarly if an investment is losing money why pay more?
People keep mixing the idea that their homes are also the investment, as mentioned by throttle many times don't play with your primary home, if one wants to play it as an investment please make sure a proper safety net is in placed.
I have already mentioned a few times the rich and smart knows many ways to cover themselves, it is always the pigs that get slaughtered and blame it on whoever they can lay their hands on. Earn money are you going to share? No right.The smartest way to get rich is by using other peoples' money.�
�
The fastest and "easiest" way to do this is with leverage. �
�
There are ways that I can imagine "unlocking" the value of your primary home to make more money - while at the same time "protecting" yourself or limiting your loss.�
�
In the case of a house - what I would do would be to have separate and distinct mortgages (which is possible) - as in, one house is not put up as collateral on another.
�
Imagine this scenario -
You have a house free of encumbrances, valued at $1,000,000 �You want to buy an investment property valued $1,000,000.
You could either�
a) Lump both houses together and apply for a loan with both as collateral
b) Take a $200,000 mortgage on your first property, and apply for a separate mortgage on the other property using the $200k as a deposit.�
�
In situation a - if something goes wrong and you are not able to rent the property, and hence cannot make the payments you can stand to lose both houses.�
�
In situation b - if you cannot rent the investment property you stand to lose the $200k you put up, plus house b - however house a will not be at risk. �Naturally, you still need to make the mortgage payments on house a, but this is a lower risk, and in many cases can be handled from CPF.�
�
Furthermore - as a general rule, "primary residences / family homes" are immune in the case of bankruptcy (there's a lot of ifs and buts there)�
�
One reason that property tends to make such a good investment is that�
a) it is very amenable to being leveraged
b) it is generally an appreciating asset that can earn you a cash return as it appreciates.�
�
I know of cases where rental properties are "set and forget" - in that the rental covers / nearly covers the mortgage. �So while you are not getting a cash return, the mortgage is going down, while the asset is appreciating. �
at the bottom of mkt is best time to gear up maximum coz chances of valuations falling are minimized.
�
at top of mkt is best time to reduce gearing in anticipation of price fall to so u can max gear at lowest values again as per above sentence.
�
�
nothing beats real life experience... writing entire thesis on investment is pointless if one has never done anything in reality
Edited by Duckduck, 15 January 2015 - 01:08 PM.
The smartest way to get rich is by using other peoples' money.�
�
The fastest and "easiest" way to do this is with leverage. �
�
There are ways that I can imagine "unlocking" the value of your primary home to make more money - while at the same time "protecting" yourself or limiting your loss.�
�
In the case of a house - what I would do would be to have separate and distinct mortgages (which is possible) - as in, one house is not put up as collateral on another.
�
Imagine this scenario -
You have a house free of encumbrances, valued at $1,000,000 �You want to buy an investment property valued $1,000,000.
You could either�
a) Lump both houses together and apply for a loan with both as collateral
b) Take a $200,000 mortgage on your first property, and apply for a separate mortgage on the other property using the $200k as a deposit.�
�
In situation a - if something goes wrong and you are not able to rent the property, and hence cannot make the payments you can stand to lose both houses.�
�
In situation b - if you cannot rent the investment property you stand to lose the $200k you put up, plus house b - however house a will not be at risk. �Naturally, you still need to make the mortgage payments on house a, but this is a lower risk, and in many cases can be handled from CPF.�
�
Furthermore - as a general rule, "primary residences / family homes" are immune in the case of bankruptcy (there's a lot of ifs and buts there)�
�
One reason that property tends to make such a good investment is that�
a) it is very amenable to being leveraged
b) it is generally an appreciating asset that can earn you a cash return as it appreciates.�
�
I know of cases where rental properties are "set and forget" - in that the rental covers / nearly covers the mortgage. �So while you are not getting a cash return, the mortgage is going down, while the asset is appreciating. �
Exactly. Have seen many people done that.at the bottom of mkt is best time to gear up maximum coz chances of valuations falling are minimized.
�
at top of mkt is best time to reduce gearing in anticipation of price fall to so u can max gear at lowest values again as per above sentence.
�
�
nothing beats real life experience... writing entire thesis on investment is pointless if one has never done anything in reality
Did u catch at the bottom of the market in 2009?
Well , i have yet to see many which will pay in full. At least not many that i know. To me how to count ? HAHAHAHAHA different people different returns. Some here has access to cheap credit as compared to others , it is always different case on case basis.
.
Well, you know one crazy bugger....�
i bot property in apr 2009. that time my friends found out n tot i was crazy or something lolz
So why did they think u r crazy?
Was it because the price is considered high n thus they think the market has not bottomed out yet?
Investment property, if you are looking at rental returns as part of the game, it may make sense to loan as interest expense can be deducted from your income to reduce the tax payable. This is another reason to take loan even if you have the means to fully pay up. If you are staying in he house, then full payment might more peace of mind.
Heeeee heeeeeheeeee
Heeeee heeeeeheeeee
What does your heeee means? Care to share your perspective?
So why did they think u r crazy?
Was it because the price is considered high n thus they think the market has not bottomed out yet?�
guess so. funny thing a few of mates also bought ard that time, but we didnt dare to tell each other in case prices fell further...
�
i rem throughout 2009 everyone was arguing if prices cld still go higher lol...
http://www.todayonli...mb-highest-1998
�
"�We may hit almost 10 per cent by end of 2015 as completions are coming faster than the time now taken to find a tenant,� said Mr Alan Cheong, a Singapore-based director at broker Savills. Even in the depths of the Asian crisis of 1998, when Singapore property prices plunged 34 per cent, apartment vacancies topped out at 9.7 per cent, Mr Cheong noted."
The Urban Redevelopment Authority (URA) released the flash estimate of the price index for private residential property for 4th Quarter 2014 today.
Overall, the private residential property index fell 2.1 points from 207.9 points in 3rd Quarter 2014 to 205.8 points in 4th Quarter 2014. This represents a decline of 1.0%, which is higher than the 0.7% decline in the previous quarter. This is the fifth continuous quarter of price decrease (see Annex A).� For the whole of 2014, prices have fallen by 4.0%.
Prices of non-landed private residential properties declined in all market segments. In Core Central Region (CCR), prices fell 0.9%, higher than the 0.8% decline in the previous quarter. Prices in Rest of Central Region (RCR) fell 1.2%, higher than the 0.4% decline in the previous quarter. In Outside Central Region (OCR), prices fell 0.9%, higher than the 0.3% decline in the previous quarter (see Annex B).� For the whole of 2014, prices in CCR, RCR and OCR have fallen by 4.1%, 5.2% and 2.2% respectively. Prices of landed properties fell 1.1% compared to the 1.8% decline in the previous quarter. For the whole of 2014, prices of landed properties fell by 5.2%.
The flash estimates are compiled based on transaction prices given in caveats lodged and survey data on new units sold by developers during the first ten weeks of the quarter. The statistics will be updated 4 weeks later when URA releases the full real estate statistics for 4th Quarter 2014, which captures more data on the caveats lodged and the take-up of new projects. Past data have shown that the difference between the quarterly price changes indicated by the flash estimate and the actual price changes could be significant when the change is small. The public is advised to interpret the flash estimates with caution.
�
Many here talk many , do got many or not hahaha . Suddenly a lot of newly created accounts which rarely post here suddenly come in.
�
I just wait and see lor.
Edited by CH_CO, 16 January 2015 - 04:17 PM.
http://www.todayonli...mb-highest-1998
�
"We may hit almost 10 per cent by end of 2015 as completions are coming faster than the time now taken to find a tenant, said Mr Alan Cheong, a Singapore-based director at broker Savills. Even in the depths of the Asian crisis of 1998, when Singapore property prices plunged 34 per cent, apartment vacancies topped out at 9.7 per cent, Mr Cheong noted."
Aiyo!
So up or down, you say leh?
Up or down?Attached Thumbnails
http://www.todayonli...mb-highest-1998
�
"�We may hit almost 10 per cent by end of 2015 as completions are coming faster than the time now taken to find a tenant,� said Mr Alan Cheong, a Singapore-based director at broker Savills. Even in the depths of the Asian crisis of 1998, when Singapore property prices plunged 34 per cent, apartment vacancies topped out at 9.7 per cent, Mr Cheong noted."
How I wish government would to step in very fierce measures in 2009 as compared to only implement fierce measures in year 2012, 2013?? . The 3 to 4 year time�period is�enough to�cause the great consequences as banks only concern is their KPI only. Hope government to take this as a lesson learnt and to make sure not to repeat it again. However implement TDSR late is still better then never implement this fierce measure at all..
The recently bad news in property market is the result of speculation. So it's normal.. what goes up must come down. So hopefully government not to step in too fast when it crash as it will only distort the market and may�delay the problem but with bigger bubble.��
�
Edited by Yewheng, 16 January 2015 - 10:21 PM.
How I wish government would to step in very fierce measures in 2009 as compared to only implement fierce measures in year 2012, 2013?? . The 3 to 4 year time�period is�enough to�cause the great consequences as banks only concern is their KPI only. Hope government to take this as a lesson learnt and to make sure not to repeat it again. However implement TDSR late is still better then never implement this fierce measure at all..
The recently bad news in property market is the result of speculation. So it's normal.. what goes up must come down. So hopefully government not to step in too fast when it crash as it will only distort the market and may�delay the problem but with bigger bubble.��
u can forget abt garmen doing the right thing when it comes to property as they dont seem to give high level appointments based on actual ability, instead based on who they know n trust... look at KBW... how in the heck can he be MND head when hes a former health ministar? has he ever done any kind of property research, as an intern, analyst or associate?
�
anyway i like such problems coz i can take advantage of the boom busts
i dont bother fighthing garmen policies, instead use them to my advantage
So obvious is DOWN. The only question is by HOW MUCH? No body know, everyone is a guru on this one. Some say 3%, some 10% , some say 20%. All those without house say 50% drop like sky is falling. So once gov remove some cooling measure you know we are near the bottom.
Now then so obvious.
When we say it is going down starting in late 2013, it was already obvious.
Of course it was oblivious to agents.
Muayhahahahaha.
not more than 10% i feel... unless interest rates go up dramatically...
not more than 10% i feel... unless interest rates go up dramatically...
10% down from here? Oh, easily...
Edited by Throttle2, 18 January 2015 - 11:47 AM.
Singapore will be a nicer place after the leeches are gone. Pain is inevitable.
my legal friend told me that the current ABSD situation has made many couples to split property ownership so that they can own 2 instead of 1 property together, but what garmen dun realize is that this will make possible divorce proceedings v complicated next time as there'll accusations of who gave who $ to buy etc...
Why should the garmen be promoting divorce??? Or even consider anything for divorces. Messy or not is the couple's problem not the garmen's.
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Are u stupid??
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What is the problem with people nowadays ?? They choose to play around the rules and "bend" them , yet blame the garmen for everything they do ?? Wow , i am impressed. The intelligence level drops day from day.
Edited by CH_CO, 18 January 2015 - 09:55 PM.
whatever it is ... it's personal decision
own life > own decision > own up the consequences
just like the fiance/fiancee scheme for bto ...
before bto is ready ... break up liao ... lol
Edited by Wt_know, 18 January 2015 - 09:56 PM.
my legal friend told me that the current ABSD situation has made many couples to split property ownership so that they can own 2 instead of 1 property together, but what garmen dun realize is that this will make possible divorce proceedings v complicated next time as there'll accusations of who gave who $ to buy etc...
Which is why this is the stupidest cooling measure and should be the first one to go if any were to go.
The social ills it may bring about is worth pondering.
What they should put in place instead should be allowing husband and wife to have a maximum combined ownership of two properties without additional tax impact. The end result will still be two properties to 2 people but without the social ills.
As opposed to current policy which "forces" the couple to split ownership to be able to own two properties without additional impact.
Edited by Throttle2, 18 January 2015 - 10:12 PM.
my legal friend told me that the current ABSD situation has made many couples to split property ownership so that they can own 2 instead of 1 property together, but what garmen dun realize is that this will make possible divorce proceedings v complicated next time as there'll accusations of who gave who $ to buy etc...
That's the couple's problem brudder
Thứ Sáu, 23 tháng 12, 2016
Private property prices... Up or Down? part 5
01 January 2015 - 04:53 PM
Duckduck 
![[thumbsup]](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_vO7O3wlkSVlzVbSbAJWEb8byO8_67QjIi4WmKA5t4VbWdzHD0xeAH9amr_9OmYOjT21593VxIkkwFYHI8aPPCvjxEoiqUvdRwBcdCyJB_7_KY25MVQST_8pVLBPxMqM-myUMvVlpMZ=s0-d)
![[confused]](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_vNUaPGgn_pda15rplkzW_5NdG4IDIWjPT34YjS3ZKklOW-n1DRe12YqYj8TW63hWuV-Ma7DlxbG7nf3SkGsJRU-AhmV3VPZ3W8Uiai2N9U0eupsBJbl_1g8xEvkiD039_i8R_ARA_v=s0-d)
![[laugh]](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_vy7lHMYcIuGcEQDKKSfBR-MnyU7-5v6AaO2z_pgOvNbhy8t-RlJC1EUkqiI9ZIEqrXjAe4CZdbJHg0lx3wM9v7o7y5XY6Jhk1NJh8TnQO7Eor3RDh_LwywQMFWvc1b8801_VNyUQ=s0-d)
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