Suka suka one nowadays lah. No more discipline.
that time, late by even 1 min, detention after school.. some people are regulars in detention class, until the Discipline Mistress gave them weekly task to do during DC..
Then rent out parents place and all stay your place lor. Or rent out BOTH, and buy landed.
I almost bought my side got private 3 floor 99yrs landed property, now I kind of think back, was a good choice not to have,
I got money to buy cars.
if two flats can generate $4k to offset the landed property... plus WTF and his wife CPF... can consider...
that time, late by even 1 min, detention after school.. some people are regulars in detention class, until the Discipline Mistress gave them weekly task to do during DC..
Mistress!
if two flats can generate $4k to offset the landed property... plus WTF and his wife CPF... can consider...
Prevailing prices, best not to move lah.
Mistress!
Disciplinary some more.. expert in bondage... S&M
dun need to compare lah....she like teaching...just nowadays lot of other stuffs to do....see... u hv only one wife... cannot compare.....
Prevailing prices, best not to move lah.
he can wait for market to drop... provided he fully paid his 5 rm...
tats why i dun wan to buy 5rm...
when market price drop... he dun hv to sell his flat... he can buy a landed....
if cannot handle later.... sell one flat to offset lor.....
with 4k extra a month... plus both couple CPF.. say at least 1500 to 2100 under OA... (learn from Rubber Stamp).. owning a landed is within reach...
paying 6k a month.. in ten yrs would hv paid $720k...
dun bash me cos i calculated base on primary sch maths... never take into account alot of things...
dun need to compare lah....she like teaching...just nowadays lot of other stuffs to do....
maybe can teach in a tuition centre... money maybe good...
Edited by Raymondism, 27 January 2012 - 01:46 PM.
Then rent out parents place and all stay your place lor. Or rent out BOTH, and buy landed.
I almost bought my side got private 3 floor 99yrs landed property, now I kind of think back, was a good choice not to have,
I got money to buy cars.
but buy property should be a wiser choice than car
but buy property should be a wiser choice than car
LOL
he getting old liao.. mid life crisis
going at this rate, hitting 300 no problem
today you last day?
dunno la... HR just call me up....
i think cannot... if i maintain 300.. will hit NOS-ed by today but i dun think so....
he can wait for market to drop... provided he fully paid his 5 rm...
tats why i dun wan to buy 5rm...
when market price drop... he dun hv to sell his flat... he can buy a landed....
if cannot handle later.... sell one flat to offset lor.....
with 4k extra a month... plus both couple CPF.. say at least 1500 to 2100 under OA... (learn from Rubber Stamp).. owning a landed is within reach...
paying 6k a month.. in ten yrs would hv paid $720k...
dun bash me cos i calculated base on primary sch maths... never take into account alot of things...
yup..i is waiting hahahaha....this year n next year think will drop.....but landed will not drop as much as condo...
my 5rm....fully paid liao...
yeah!!!! ..OA left with not much or even very very little yup..i is waiting hahahaha....this year n next year think will drop.....but landed will not drop as much as condo...
my 5rm....fully paid liao...
u wont know unless u look around... further u stay nearer to malaysia... wont be so ex...
i saw one terrace in early 2009 after i moved into my 3rm flat... only 700k... by end 2009 become 900k...
wanted to buy but doesnt make sense since i just bought a 3 rm flat so i missed the chance...
wau hahahaha.....err.....it sometime happen to my dad too hahaha..but 3 floor landed ...must get maid or part time maid...if not chores will kill uLOL
he getting old liao.. mid life crisis
yup..i is waiting hahahaha....this year n next year think will drop.....but landed will not drop as much as condo...
my 5rm....fully paid liao...
wait is wait
dun wait liao your parents and wife say dun wan to move...
sell the idea of getting a landed for your kids...
Mistress!
40yr (at the turn of the millennium) and unmarried. you interested?
AGW is back. where is RADX??
siang si AGW
AGW is back. where is RADX??
Waiting for the show to start.. Haha
Waiting for the show to start.. Haha
btw who is the girl in your avatar?
err..700k no more liao...now at least 1.2m...u wont know unless u look around... further u stay nearer to malaysia... wont be so ex...
i saw one terrace in early 2009 after i moved into my 3rm flat... only 700k... by end 2009 become 900k...
wanted to buy but doesnt make sense since i just bought a 3 rm flat so i missed the chance...
can ask u...since my 5rm fully paid up...must we (me & wife) have at last 80k each in our OA before we can use OA to paid for 2nd property?
i very sian. entertain him together with rubberstamp.Waiting for the show to start.. Haha
err..700k no more liao...now at least 1.2m...
can ask u...since my 5rm fully paid up...must we (me & wife) have at last 80k each in our OA before we can use OA to paid for 2nd property?
next time come MU and ask my wife...
honestly.. i dunno abt all these...
how much u bought your 5 rm for?
funny thing is kids love to have stairs in the house...hahahahawait is wait
dun wait liao your parents and wife say dun wan to move...
sell the idea of getting a landed for your kids...
wau hahahaa...okok...but i will ask her..if yours really 2.2" only hahahahanext time come MU and ask my wife...
honestly.. i dunno abt all these...
how much u bought your 5 rm for?
abt 190k..hahaha cheap buy hahaha all my neighbours bought 220-230k hahaha
i very sian. entertain him together with rubberstamp.
AGW ah? well known troll.. appeared in MCF slightly after i joined
btw who is the girl in your avatar?
Forgot the same. go home then i let you know. Haha
do u mean NAME? but S & N are quite farForgot the same. go home then i let you know. Haha
funny thing is kids love to have stairs in the house...hahahaha
old folks dun like
wau hahahaa...okok...but i will ask her..if yours really 2.2" only hahahaha
abt 190k..hahaha cheap buy hahaha all my neighbours bought 220-230k hahaha
gd la..
my 3rm flat already 154K
AGW ah? well known troll.. appeared in MCF slightly after i joined
so its your fault la
Disciplinary some more.. expert in bondage... S&M
Shull like sial. Carry whip and all.
he can wait for market to drop... provided he fully paid his 5 rm...
tats why i dun wan to buy 5rm...
when market price drop... he dun hv to sell his flat... he can buy a landed....
if cannot handle later.... sell one flat to offset lor.....
with 4k extra a month... plus both couple CPF.. say at least 1500 to 2100 under OA... (learn from Rubber Stamp).. owning a landed is within reach...
paying 6k a month.. in ten yrs would hv paid $720k...
dun bash me cos i calculated base on primary sch maths... never take into account alot of things...
That is correct mah, provided he don't spend on "extras" then it'll be a good plan.
I'm happy with what I have now, so not going to move or "upgrade". See no point.
yup........but i luv...never try doing on stairs before wau hahahahaold folks dun like
That is correct mah, provided he don't spend on "extras" then it'll be a good plan.
I'm happy with what I have now, so not going to move or "upgrade". See no point.
we (my wife n I) agreed that we will not sell this 3rm flat unless forced to sell by HDB...
we might consider getting an apartment or condo for rental yield... if not.. will wait for landed.... but now no money la
yup........but i luv...never try doing on stairs before wau hahahaha
HDB so many stairs... u so ??
gd la..
my 3rm flat already 154K
now worse hor...my parents in law's 3rm can sell 290k ..i heard
now worse hor...my parents in law's 3rm can sell 290k ..i heard
mine also...
but buy property should be a wiser choice than car
For me, my mentality is like that, it's not as if I haven't stayed in private property before,
I was born in one, Serangoon Gardens, every bloody thing you need done is expensive, last time already
like that when gov. flats were made. You have a array of problems, termites, ants, roof leakage, etc..
Condo I owned before as well, HUDC, HDB, hey, where ever I place my hat is my home lah.
How fancy on the outside, what on the inside matters most.
LOL
he getting old liao.. mid life crisis
That was what some CMI CB said to me, and what I said back was, "if you drive a CMI car, doesn't mean I have to as well"
40yr (at the turn of the millennium) and unmarried. you interested?
If chio ok lor.
That was what some CMI CB said to me, and what I said back was, "if you drive a CMI car, doesn't mean I have to as well"
who?
Waiting for the show to start.. Haha
That fellow back how long liow.
nearly double!!!....wow...mine also...
but mine can sell more than double wau hahhaha
we (my wife n I) agreed that we will not sell this 3rm flat unless forced to sell by HDB...
we might consider getting an apartment or condo for rental yield... if not.. will wait for landed.... but now no money la
Wife and me don't feel the need to stress ourselves. Enjoy life while you still have it.
who?
One farking idiot in my office, then kana shot down by my MD.
Wife and me don't feel the need to stress ourselves. Enjoy life while you still have it.
rent out.. pple pay our installment for us...
For me, my mentality is like that, it's not as if I haven't stayed in private property before,
I was born in one, Serangoon Gardens, every bloody thing you need done is expensive, last time already
like that when gov. flats were made. You have a array of problems, termites, ants, roof leakage, etc..
Condo I owned before as well, HUDC, HDB, hey, where ever I place my hat is my home lah.
How fancy on the outside, what on the inside matters most.
i agree...i just thought..more for investment cum own stay .....when my children grow up...will sell away and downgrade to a studio or 3 rm...and cash out
wat is CMI? COUNT ME IN?who?
wat is CMI? COUNT ME IN?
CIM i know
rent out.. pple pay our installment for us...
Not for me lah, Ray. I best put my money into stocks, and watch the returns.
owning another property is good, but life is so uncertain. I cannot afford to fark things
up like I did many many years before.
wat is CMI? COUNT ME IN?
Cannot Make It.
CIM i know
This one I also "heard" of.
i agree...i just thought..more for investment cum own stay .....when my children grow up...will sell away and downgrade to a studio or 3 rm...and cash out
Not for me, I'm happy with what I have now.
i agree...i just thought..more for investment cum own stay .....when my children grow up...will sell away and downgrade to a studio or 3 rm...and cash out
tats why i buy 3rm first....
imagine 30 yrs later buy 3 rm... very ex
Not for me lah, Ray. I best put my money into stocks, and watch the returns.
owning another property is good, but life is so uncertain. I cannot afford to fark things
up like I did many many years before.
u fark up 3 times... tats why 3 kids... LOL
*joking*
Not for me lah, Ray. I best put my money into stocks, and watch the returns.
owning another property is good, but life is so uncertain. I cannot afford to fark things
up like I did many many years before.
buying a property is such a big commitment......20-30 years....if half way kana "chop" and jobless...
buying a property is such a big commitment......20-30 years....if half way kana "chop" and jobless...
tats why i din buy a big flat...
i am happy...but can be happier wau hahahhaaNot for me, I'm happy with what I have now.
of coz...u have a pair of big (.)(.) mah
i am happy...but can be happier wau hahahhaa
of coz...u have a pair of big (.)(.) mah
i just wanna be LONGER lol
tats why i din buy a big flat...
for me that's y i din buy a expensive flat.....had a friend who is getting married...think comine is less than 8k...just bought a over 900k condo..plan to spend on wedding ring, proposal ring and etc...sibei daring!!!
for me that's y i din buy a expensive flat.....had a friend who is getting married...think comine is less than 8k...just bought a over 900k condo..plan to spend on wedding ring, proposal ring and etc...sibei daring!!!
ok la
his life..
for me that's y i din buy a expensive flat.....had a friend who is getting married...think comine is less than 8k...just bought a over 900k condo..plan to spend on wedding ring, proposal ring and etc...sibei daring!!!
never mind, his kids can continue servicing the loan
never mind, his kids can continue servicing the loan
nbz.....
of coz his life , his money.....tot him i only spend a few hundred for my wedding band n no proposal ring hahaha...he give me that kind of look...ok la
his life..
of coz his life , his money.....tot him i only spend a few hundred for my wedding band n no proposal ring hahaha...he give me that kind of look...
i did buy my wife a ring plus stone on top of our wedding band...
i told her to get a nice evening gown but dun waste money on wedding gown....
i ask her.. do u wan to start our married life with debt?
cb u have problem with staying near malaysia? .....actually me too....woodlands n yishun r no wau hahahahi did tell my wife... if stay near malaysia... i rather dun marry her...
cb u have problem with staying near malaysia? .....actually me too....woodlands n yishun r no wau hahahah
u also stay near to malaysia then me hor LOL
hey...that is wat i told my wife too...hahahahai did buy my wife a ring plus stone on top of our wedding band...
i told her to get a nice evening gown but dun waste money on wedding gown....
i ask her.. do u wan to start our married life with debt?
wau hahaha see bee ...but u nearer to indonesia...u also stay near to malaysia then me hor LOL
hey...that is wat i told my wife too...hahahaha
its true wat
i made money from our wedding LOL
wau hahaha see bee ...but u nearer to indonesia...
nvm sentosa got big guns
then should ask if can lengthen the loan to 99years......let the grandchild get a feel of it too ahahahanever mind, his kids can continue servicing the loan
then should ask if can lengthen the loan to 99years......let the grandchild get a feel of it too ahahaha
wat if the kids too stress cannot hv grand children?
lucky u...i breakeven......actual my side made but my wife's side....rather dun talk abt it hahahahaits true wat
i made money from our wedding LOL
i did buy my wife a ring plus stone on top of our wedding band...
i told her to get a nice evening gown but dun waste money on wedding gown....
i ask her.. do u wan to start our married life with debt?
i didn't start with debt, only end up with debt
too bad lor....wau hahaha....then they must "work" hard to have more kidswat if the kids too stress cannot hv grand children?
lucky u...i breakeven......actual my side made but my wife's side....rather dun talk abt it hahahaha
we decided to hv dinner at a good restaurant... food is better than hotel.. but much cheaper than hotel....
me 2 mah.....now my only loan is my car...was thinking to pay up or not ....since already take up liao....i didn't start with debt, only end up with debt
i didn't start with debt, only end up with debt
some are good debts...
that my wife dun want...she prefer hotel...we decided to hv dinner at a good restaurant... food is better than hotel.. but much cheaper than hotel....
i did suggest to her...only 4-5 hundreds per table...or even less hahahaha
that my wife dun want...she prefer hotel...
i did suggest to her...only 4-5 hundreds per table...or even less hahahaha
i did it at Peony jade... each table i think 600plus...
i even tell my friends.. restaurant nia.. help them save money...
even if they give me $80... i make $10 and they save at least $20...
till date my relative still remember my wedding food nice...
knnz i dun get to eat much...
whatever i eat also throw up
when the 3rd link open, you house also near malaysia liao leh.i did tell my wife... if stay near malaysia... i rather dun marry her...
do u mean NAME? but S & N are quite far
I used my phone to type that just now..
somehow my fingers brushed against S.. Anyway, her name is Nana Akiyama
http://www.google.co...BEMbhrAf1y4i0CA
my at M-hotel about 750 per table only hahaha....a year after us..the price when up ....i did it at Peony jade... each table i think 600plus...
i even tell my friends.. restaurant nia.. help them save money...
even if they give me $80... i make $10 and they save at least $20...
till date my relative still remember my wedding food nice...
knnz i dun get to eat much...
whatever i eat also throw up
i puke 4 times...never drink so much in my life b4...but the next day no hang over...hahaha
Shull like sial. Carry whip and all.
I do the whipping...
Cos i was a prefect during sec sch time, and we enforce the school rules..
Edited by Shull, 27 January 2012 - 04:48 PM.
pls smell your finger now...smell if have sai smell.....the S might not be cleanI used my phone to type that just now..
Anyway, her name is Nana Akiyama
http://www.google.co...BEMbhrAf1y4i0CA
i didn't start with debt, only end up with debt
same same
bear not in today, he went japan liao?
dunno leh,
mayb he go waxing
so its your fault la
Bugger kena screwed real badly by one of the bro here.. he even went to the extent of digging out his FB profile on top of farking him upside down in MCF.. that's 1 year back, so i guess AGW think the coast is clear liao..
Imagine what i did to Badder, only 100x worse..
If chio ok lor.
In My Honourable Opinion... far from chio...
That fellow back how long liow.
I think 1 or at most, 2 weeks nia..
he waiting in a river for salmon to swim back lahdunno leh,
mayb he go waxing
my at M-hotel about 750 per table only hahaha....a year after us..the price when up ....
i puke 4 times...never drink so much in my life b4...but the next day no hang over...hahaha
750
u got married long time ago.. i only 3 yrs back leh
i ask hotel.. smelly smelly $1k per table...
Edited by Raymondism, 27 January 2012 - 05:06 PM.
In My Honourable Opinion... far from chio...
chio from far?
ops...hahhah yup...coming to 7 years...hahahah ..sibei itchy....750
u got married long time ago.. i only 3 yrs back leh
i ask hotel.. smelly smelly $1k per table...
siao right? $1k per table...so everyone must pao $100...imagine those $2-3k per table...
wah.. jia lat.. my 7 years is one year awayops...hahhah yup...coming to 7 years...hahahah ..sibei itchy....
siao right? $1k per table...so everyone must pao $100...imagine those $2-3k per table...
????????wah.. jia lat.. my 7 years is one year away
wah.. jia lat.. my 7 years is one year away
like that i itch two time liao
u mean u itching to two time?like that i itch two time liao
u mean u itching to two time?
see u guys again......
pls take note of my other number... btw no whatsapp
bye...bye all
see u guys again......
pls take note of my other number... btw no whatsapp
u owe ah loan $ har....change phone wahaha
u fark up 3 times... tats why 3 kids... LOL
*joking*
Yeah, no money buy rubber. Plus that time not yet got 7-11.
buying a property is such a big commitment......20-30 years....if half way kana "chop" and jobless...
I never think so far, only see tomorrow and end of the month.
i am happy...but can be happier wau hahahhaa
of coz...u have a pair of big (.)(.) mah
Because bigger then yours, you jealous.
for me that's y i din buy a expensive flat.....had a friend who is getting married...think comine is less than 8k...just bought a over 900k condo..plan to spend on wedding ring, proposal ring and etc...sibei daring!!!
That's his farking problem, sit down, eat popcorn and watch his movie. We all know the ending.
of coz his life , his money.....tot him i only spend a few hundred for my wedding band n no proposal ring hahaha...he give me that kind of look...
Look what? Knn, you at least didn't have to pay thru your nose like he's going to.
my at M-hotel about 750 per table only hahaha....a year after us..the price when up ....
i puke 4 times...never drink so much in my life b4...but the next day no hang over...hahaha
You all damn rich sial. I didn't hold in any hotel or restaurant. No dinner, no nothing. My team, all went to Changi Village for
makan, my wife wasn't with me yet, few cans of beer at the mess after that, next day, work as usual.
I do the whipping...
Cos i was a prefect during sec sch time, and we enforce the school rules..
Knn, teacher's pet kind.
Bugger kena screwed real badly by one of the bro here.. he even went to the extent of digging out his FB profile on top of farking him upside down in MCF.. that's 1 year back, so i guess AGW think the coast is clear liao..
Imagine what i did to Badder, only 100x worse..
I didn't know about the FB profile thing. If he don't start his nonsense like before, why bother.
In My Honourable Opinion... far from chio...
I'll pass then.
I think 1 or at most, 2 weeks nia..
More then that I believe, saw this picture on one of the avatar.
wah.. jia lat.. my 7 years is one year away
Knn, 7yrs dare to say some more, knn really no shame.
Nin peh 26yrs also keep quiet.
You all damn rich sial. I didn't hold in any hotel or restaurant. No dinner, no nothing. My team, all went to Changi Village for
makan, my wife wasn't with me yet, few cans of beer at the mess after that, next day, work as usual.
simi rich?
I made a few k from dinner leh
Knn, teacher's pet kind.
my school consistently ranked in the bottom 50.. even the prefects, some are ah beng.. like they say, fight fire with fire..
And have them scratched by green eyed monsters!Then rent out parents place and all stay your place lor. Or rent out BOTH, and buy landed.
I almost bought my side got private 3 floor 99yrs landed property, now I kind of think back, was a good choice not to have,
I got money to buy cars.
my school consistently ranked in the bottom 50.. even the prefects, some are ah beng.. like they say, fight fire with fire..
Why u paotoh your hiadees out!
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